Abstract: A system and method for scheduling at least one appointment to view at least one piece of property is disclosed that includes receiving from a buyer at least one appointment request to view at least one piece of property, retrieving from a server computer a set of geographic coordinates corresponding to each of the at least one pieces of property, and generating a tentative appointment schedule connecting the at least one pieces of property in a manner which minimizes travel time between the at least one pieces of property. A device for scheduling at least one appointment to view at least one piece of property is also disclosed that includes at least one processor, at least one display device, and at least one computer readable medium containing program instructions that, when executed by the at least one processor, generate an itinerary based on at least one appointment request.

Abstract: A system and method for scheduling at least one appointment to view at least one piece of property is disclosed that includes receiving from a buyer at least one appointment request to view at least one piece of property, retrieving from a server computer a set of geographic coordinates corresponding to each of the at least one pieces of property, and generating a tentative appointment schedule connecting the at least one pieces of property in a manner which minimizes travel time between the at least one pieces of property. A device for scheduling at least one appointment to view at least one piece of property is also disclosed that includes at least one processor, at least one display device, and at least one computer readable medium containing program instructions that, when executed by the at least one processor, generate an itinerary based on at least one appointment request.

Abstract: A method and system for providing anonymous credit qualification and price negotiation, comprising: receiving, at a server computer, at least one application for at least one borrower, the at least one application comprising qualification data relating to the at least one borrower, supplementing the at least one application with third-party data relating to the at least one borrower, creating, for each of the at least one borrower, a complete borrower profile comprising information relating to each of the at least one borrower, and creating, for each of the at least one borrower, a universal borrower profile, wherein the Universal Borrower Profile comprises anonymous information selected from the complete borrower profile associated with each of the at least one borrower.

Abstract: An electronic negotiation auction platform derives final market pricing for and assembles the investor pool to fund a borrower's loan request or to sell an existing debt instrument. The platform conducts the auction in two phases. The first phase involves junior lienholders, whereas the second phase involves senior lien holders. Phase I comprises establishment of a purchase price by junior lienholders (B) tranche given minimum return information. Phase II comprises subscription of the (A) tranche which, now has a defined value and full range of information to consider the safest of the investment vehicles for this asset. Competition among investors desiring to participate in the (A) tranche results in a lower yield for the (A) tranche and a higher yield for the junior lienholders if the (A) tranche is oversubscribed. This extra yield is passed on to junior lienholders, serving as incentive to participate in the junior tranche.

Abstract: A method and exchange system for trading individual, whole loans and providing anonymous credit qualification and price negotiation in an open forum. The system includes a server computer configured to receive data representing an estimated tradable range for the at least one whole loan, wherein the estimated tradable range is calculated from the documentation data; transmit, to the at least one seller, the data representing an estimated tradable range; make available to remote bidders, through the at least one network, listing data comprising data relating to the at least one whole loan; receive, from at least one remote bidder, at least one bid for at least one whole loan; and determine, for each of the at least one whole loan, a winning bidder based on the at least one bid received from the at least one remote bidder.