Patents by Inventor Dean Patrick Nolan
Dean Patrick Nolan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240144252Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: ApplicationFiled: January 8, 2024Publication date: May 2, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11915230Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: GrantFiled: May 4, 2022Date of Patent: February 27, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11900390Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: May 10, 2021Date of Patent: February 13, 2024Assignee: WELLS FARGO BANK, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11880846Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: May 25, 2021Date of Patent: January 23, 2024Assignee: WELLS FARGO BANK, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11880827Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: August 6, 2021Date of Patent: January 23, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11868993Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: June 25, 2021Date of Patent: January 9, 2024Inventors: Michael T. Duke, Dean Patrick Nolan
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Publication number: 20230274265Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: ApplicationFiled: May 5, 2023Publication date: August 31, 2023Applicants: Wells Fargo Bank, N.A., WELLS FARGO & COMPANY, WACHOVIA CORPORATIONInventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11676136Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: GrantFiled: August 9, 2021Date of Patent: June 13, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11379829Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: GrantFiled: December 10, 2020Date of Patent: July 5, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11107070Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: August 13, 2019Date of Patent: August 31, 2021Assignee: Wells Fargo Bank, N. A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11100495Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: GrantFiled: December 18, 2019Date of Patent: August 24, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11068869Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: March 14, 2013Date of Patent: July 20, 2021Assignee: WELLS FARGO BANK, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11055722Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: August 5, 2019Date of Patent: July 6, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11037167Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: July 31, 2020Date of Patent: June 15, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 11010766Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: March 20, 2020Date of Patent: May 18, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 10867298Abstract: A computer system and method for enabling or disabling a payment vehicle at the request of a payment card holder from a remote device. The computer system comprises a computer having memory and a processor for processing input data received from a remote device. The input data comprises an instruction executable by the processor in a form of a text message or electronic mail received from the remote device, with the instruction to enable or disable a payment card of a payment card holder by changing the status of the payment card. An interactive remote interface computer software application is provided to the payment card holder for use on the remote or other device.Type: GrantFiled: March 14, 2013Date of Patent: December 15, 2020Assignee: WELLS FARGO BANK, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 10755282Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: October 24, 2017Date of Patent: August 25, 2020Assignee: Wells Fargo Bank, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 10417633Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: March 14, 2013Date of Patent: September 17, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Michael T. Duke, Dean Patrick Nolan
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Patent number: 10410217Abstract: A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle.Type: GrantFiled: March 14, 2013Date of Patent: September 10, 2019Assignee: WELLS FARGO BANK, NA.Inventors: Michael T. Duke, Dean Patrick Nolan
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Publication number: 20100161478Abstract: A computer payment banking system comprising a bank or financial institution, a sourced bank account, a sourced bank account holder, and a merchant. The bank or financial institution uses monetary funds from the sourced bank account to pay the merchant. The system is directed to processing of an online web-based purchase associated with the sourced bank account or holder. The system is directed to processing purchases made using a credit or debit instrument associated with the sourced bank account. A source of monetary funds for the sourced bank account includes, but is not limited to, a checking account, credit or debit instrument, online banking account, bank or non-bank line of credit, loan, financial account, and a combination thereof. Online access to rewards, financial reports, budget tools, or spending information of the sourced bank account holder may be provided by the bank or financial institution to the sourced bank account holder.Type: ApplicationFiled: December 18, 2008Publication date: June 24, 2010Applicant: Wachovia CorporationInventors: Ross M. Cavanaugh, Michael T. Duke, Dean Patrick Nolan