Patents by Inventor Deborah L. Perschy
Deborah L. Perschy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11508012Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.Type: GrantFiled: May 1, 2020Date of Patent: November 22, 2022Assignee: Hartford Fire Insurance CompanyInventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Publication number: 20200258164Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.Type: ApplicationFiled: May 1, 2020Publication date: August 13, 2020Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Patent number: 10719883Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.Type: GrantFiled: April 24, 2018Date of Patent: July 21, 2020Assignee: Hartford Fire Insurance CompanyInventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Patent number: 10672077Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.Type: GrantFiled: June 14, 2013Date of Patent: June 2, 2020Assignee: Hartford Fire Insurance CompanyInventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Patent number: 10650463Abstract: A network generation system is configured to generate a private computerized network in response to detection by the system of the occurrence of an event. A mobile device application installed on an entity mobile device is configured to receive and transmit event data and GPS-based location data. A network server is configured to receive the event data and the GPS-based location data. A computer server based processing platform is configured to proactively extract resource provider data corresponding to resource providers based upon event data, entity data, event location data, and at least one resource data API. The computerized private network is generated and separate interfaces are generated for the entity, an event processor, and at least one resource provider.Type: GrantFiled: November 16, 2016Date of Patent: May 12, 2020Assignee: Hartford Fire Insurance CompanyInventors: Seth Brewer, Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Publication number: 20180240197Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.Type: ApplicationFiled: April 24, 2018Publication date: August 23, 2018Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Patent number: 9972053Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.Type: GrantFiled: December 30, 2013Date of Patent: May 15, 2018Assignee: Hartford Fire Insurance CompanyInventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Publication number: 20170178243Abstract: A network generation system is configured to generate a private computerized network in response to detection by the system of the occurrence of an event. A mobile device application installed on an entity mobile device is configured to receive and transmit event data and GPS-based location data. A network server is configured to receive the event data and the GPS-based location data. A computer server based processing platform is configured to proactively extract resource provider data corresponding to resource providers based upon event data, entity data, event location data, and at least one resource data API. The computerized private network is generated and separate interfaces are generated for the entity, an event processor, and at least one resource provider.Type: ApplicationFiled: November 16, 2016Publication date: June 22, 2017Inventors: Seth Brewer, Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Publication number: 20140114697Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.Type: ApplicationFiled: December 30, 2013Publication date: April 24, 2014Applicant: Hartford Fire Insurance CompanyInventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Patent number: 8639603Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.Type: GrantFiled: December 12, 2012Date of Patent: January 28, 2014Assignee: Hartford Fire Insurance CompanyInventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Publication number: 20130339064Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.Type: ApplicationFiled: December 12, 2012Publication date: December 19, 2013Applicant: HARTFORD FIRE INSURANCE COMPANYInventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Publication number: 20130339065Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.Type: ApplicationFiled: June 14, 2013Publication date: December 19, 2013Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
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Publication number: 20130339062Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for responding to insurance related events are provided. Pursuant to some embodiments, event data associated with an insurance related event are received, and cause the analysis of the event data, the identification of an insured entity and an affected insurance policy, the establishment of a support network for response to the insurance related event, and the communication of information associated with the support network to an insured entity. In some embodiments, the support network is a social network that includes the insured as well as one or more service providers selected based on the affected insurance policy, the insured, and the insurance related event.Type: ApplicationFiled: August 17, 2012Publication date: December 19, 2013Inventors: Seth Brewer, Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy