Patents by Inventor Deborah L. Perschy

Deborah L. Perschy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11508012
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.
    Type: Grant
    Filed: May 1, 2020
    Date of Patent: November 22, 2022
    Assignee: Hartford Fire Insurance Company
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Publication number: 20200258164
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.
    Type: Application
    Filed: May 1, 2020
    Publication date: August 13, 2020
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Patent number: 10719883
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
    Type: Grant
    Filed: April 24, 2018
    Date of Patent: July 21, 2020
    Assignee: Hartford Fire Insurance Company
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Patent number: 10672077
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.
    Type: Grant
    Filed: June 14, 2013
    Date of Patent: June 2, 2020
    Assignee: Hartford Fire Insurance Company
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Patent number: 10650463
    Abstract: A network generation system is configured to generate a private computerized network in response to detection by the system of the occurrence of an event. A mobile device application installed on an entity mobile device is configured to receive and transmit event data and GPS-based location data. A network server is configured to receive the event data and the GPS-based location data. A computer server based processing platform is configured to proactively extract resource provider data corresponding to resource providers based upon event data, entity data, event location data, and at least one resource data API. The computerized private network is generated and separate interfaces are generated for the entity, an event processor, and at least one resource provider.
    Type: Grant
    Filed: November 16, 2016
    Date of Patent: May 12, 2020
    Assignee: Hartford Fire Insurance Company
    Inventors: Seth Brewer, Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Publication number: 20180240197
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
    Type: Application
    Filed: April 24, 2018
    Publication date: August 23, 2018
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Patent number: 9972053
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
    Type: Grant
    Filed: December 30, 2013
    Date of Patent: May 15, 2018
    Assignee: Hartford Fire Insurance Company
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Publication number: 20170178243
    Abstract: A network generation system is configured to generate a private computerized network in response to detection by the system of the occurrence of an event. A mobile device application installed on an entity mobile device is configured to receive and transmit event data and GPS-based location data. A network server is configured to receive the event data and the GPS-based location data. A computer server based processing platform is configured to proactively extract resource provider data corresponding to resource providers based upon event data, entity data, event location data, and at least one resource data API. The computerized private network is generated and separate interfaces are generated for the entity, an event processor, and at least one resource provider.
    Type: Application
    Filed: November 16, 2016
    Publication date: June 22, 2017
    Inventors: Seth Brewer, Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Publication number: 20140114697
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
    Type: Application
    Filed: December 30, 2013
    Publication date: April 24, 2014
    Applicant: Hartford Fire Insurance Company
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Patent number: 8639603
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
    Type: Grant
    Filed: December 12, 2012
    Date of Patent: January 28, 2014
    Assignee: Hartford Fire Insurance Company
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Publication number: 20130339064
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for creating and administering virtual affinity groups are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes receiving, at an insurance processing platform, information identifying at least a first characteristic of a virtual affinity group, receiving, at the insurance processing platform, information identifying at least a first feature of the virtual affinity group and at least a first insurance related benefit to be offered to the virtual affinity group, automatically identifying at least a first individual matching the at least first characteristic, and communicating to the at least first individual information allowing the at least first individual to participate in the virtual affinity group.
    Type: Application
    Filed: December 12, 2012
    Publication date: December 19, 2013
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Publication number: 20130339065
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for proactive underwriting are provided. Pursuant to some embodiments, a computer implemented processing method is provided which includes identifying, by an insurance processing platform, an action by an entity that matches at least a first trigger rule. A proactive underwriting template is selected based on the at least first trigger rule, where the proactive underwriting template defines a number of data items required to complete the proactive underwriting template. The insurance processing platform is operated to automatically collect data associated with the plurality of required data items, and to perform a proactive underwriting analysis using the collected data. An underwriting determination is then rendered based on the proactive underwriting analysis.
    Type: Application
    Filed: June 14, 2013
    Publication date: December 19, 2013
    Inventors: Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy
  • Publication number: 20130339062
    Abstract: Pursuant to some embodiments, systems, methods, apparatus and computer program code for responding to insurance related events are provided. Pursuant to some embodiments, event data associated with an insurance related event are received, and cause the analysis of the event data, the identification of an insured entity and an affected insurance policy, the establishment of a support network for response to the insurance related event, and the communication of information associated with the support network to an insured entity. In some embodiments, the support network is a social network that includes the insured as well as one or more service providers selected based on the affected insurance policy, the insured, and the insurance related event.
    Type: Application
    Filed: August 17, 2012
    Publication date: December 19, 2013
    Inventors: Seth Brewer, Ryan Owen Denning, Mushter Munib Moin, Deborah L. Perschy