Patents by Inventor Deborah Schunder

Deborah Schunder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Computer System For Efficiently Managing Data Processing and Communications with Third Party Servers
    Publication number: 20140344188
    Abstract: A system is provided for administering a destination fund having a guarantee wrapper. The guarantee provides an income stream for life to one or more investors. The destination fund has a selected mix of equities and fixed income investments to provide for enhanced returns throughout retirement for the investor. The destination fund additionally provides income stream flexibility throughout the lifetime of the investor. Administration of a destination fund having a guarantee wrapper may include initiating a guarantee payment process if a value of the destination fund falls below a threshold.
    Type: Application
    Filed: August 5, 2014
    Publication date: November 20, 2014
    Inventors: Vernon Meyer, Deborah Schunder
  • System and method for data processing for a destination fund having an associated guarantee
    Patent number: 8799137
    Abstract: A system is provided for administering a destination fund having a guarantee wrapper. The guarantee provides an income stream for life to one or more investors. The destination fund has a selected mix of equities and fixed income investments to provide for enhanced returns throughout retirement for the investor. The destination fund additionally provides income stream flexibility throughout the lifetime of the investor. Administration of a destination fund having a guarantee wrapper may include initiating a guarantee payment process if a value of the destination fund falls below a threshold.
    Type: Grant
    Filed: May 15, 2013
    Date of Patent: August 5, 2014
    Assignee: Hartford Fire Insurance Company
    Inventors: Vernon Meyer, Deborah Schunder
  • SYSTEM AND METHOD FOR DATA PROCESSING FOR A DESTINATION FUND HAVING AN ASSOCIATED GUARANTEE
    Publication number: 20130268460
    Abstract: A system is provided for administering a destination fund having a guarantee wrapper. The guarantee provides an income stream for life to one or more investors. The destination fund has a selected mix of equities and fixed income investments to provide for enhanced returns throughout retirement for the investor. The destination fund additionally provides income stream flexibility throughout the lifetime of the investor. Administration of a destination fund having a guarantee wrapper may include initiating a guarantee payment process if a value of the destination fund falls below a threshold.
    Type: Application
    Filed: May 15, 2013
    Publication date: October 10, 2013
    Inventors: Vernon Meyer, Deborah Schunder
  • System and method for administering a destination fund having an associated guarantee
    Patent number: 8447681
    Abstract: A system is provided for administering a destination fund having a guarantee wrapper. The guarantee provides an income stream for life to one or more investors. The destination fund has a selected mix of equities and fixed income investments to provide for enhanced returns throughout retirement for the investor. The destination fund additionally provides income stream flexibility throughout the lifetime of the investor. Administration of a destination fund having a guarantee wrapper may include initiating a guarantee payment process if a value of the destination fund falls below a threshold.
    Type: Grant
    Filed: June 25, 2009
    Date of Patent: May 21, 2013
    Assignee: Hartford Fire Insurance Company
    Inventors: Vernon Meyer, Deborah Schunder
  • SYSTEM AND METHOD FOR ADMINISTERING A DESTINATION FUND HAVING AN ASSOCIATED GUARANTEE
    Publication number: 20100131423
    Abstract: A system is provided for administering a destination fund having a guarantee wrapper. The guarantee provides an income stream for life to one or more investors. The destination fund has a selected mix of equities and fixed income investments to provide for enhanced returns throughout retirement for the investor. The destination fund additionally provides income stream flexibility throughout the lifetime of the investor. Administration of a destination fund having a guarantee wrapper may include initiating a guarantee payment process if a value of the destination fund falls below a threshold.
    Type: Application
    Filed: June 25, 2009
    Publication date: May 27, 2010
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Vernon Meyer, Deborah Schunder