Patents by Inventor Debra Kozelek

Debra Kozelek has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for user-controlled invoice distribution
    Patent number: 11694240
    Abstract: A method includes receiving, from a computing device of a customer, a request that specifies allocation of an insurance premium to a plurality of locations of the customer. The method includes generating, in response to the request and by an invoice distribution server, one or more rules to implement the request. The method also includes receiving, by the invoice distribution system, an amount of the insurance premium. The method also includes executing the one or more rules to allocate the insurance premium to the plurality of locations of the customer in accordance with the request. The method further includes generating a plurality of invoices indicative of the allocation of the insurance premium.
    Type: Grant
    Filed: April 12, 2019
    Date of Patent: July 4, 2023
    Assignee: Sentry Insurance Company
    Inventors: Elizabeth Ohnstad, Kevin O'Toole, Debra Kozelek
  • METHOD AND SYSTEM FOR USER-CONTROLLED INVOICE DISTRIBUTION
    Publication number: 20190236663
    Abstract: A method includes receiving, from a computing device of a customer, a request that specifies allocation of an insurance premium to a plurality of locations of the customer. The method includes generating, in response to the request and by an invoice distribution server, one or more rules to implement the request. The method also includes receiving, by the invoice distribution system, an amount of the insurance premium. The method also includes executing the one or more rules to allocate the insurance premium to the plurality of locations of the customer in accordance with the request. The method further includes generating a plurality of invoices indicative of the allocation of the insurance premium.
    Type: Application
    Filed: April 12, 2019
    Publication date: August 1, 2019
    Applicant: Sentry Insurance a Mutual Company
    Inventors: Elizabeth Ohnstad, Kevin O'Toole, Debra Kozelek
  • Method and system for user-controlled invoice distribution
    Patent number: 10269050
    Abstract: A method includes receiving, from a computing device of a customer, a request that specifies allocation of an insurance premium to a plurality of locations of the customer. The method includes generating, in response to the request and by an invoice distribution server, one or more rules to implement the request. The method also includes receiving, by the invoice distribution system, an amount of the insurance premium. The method also includes executing the one or more rules to allocate the insurance premium to the plurality of locations of the customer in accordance with the request. The method further includes generating a plurality of invoices indicative of the allocation of the insurance premium.
    Type: Grant
    Filed: May 15, 2015
    Date of Patent: April 23, 2019
    Assignee: SENTRY INSURANCE A MUTUAL COMPANY
    Inventors: Elizabeth Ohnstad, Kevin O'Toole, Debra Kozelek