Patents by Inventor Debra R. Casillas

Debra R. Casillas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Behavioral profiling method and system to authenticate a user
    Patent number: 10091180
    Abstract: Methods and systems for behavioral profiling, and in particular, utilizing crowd-managed data architectures to store and manage that profile, are described. In some embodiments, a method includes observing behavioral characteristics of user interactions during a current session with the user through one of a plurality of channels. Variations between the behavioral characteristics of the user interactions observed during the current session and a behavioral profile previously developed based on prior usage patterns of the user through the plurality of channels are identified, in real-time or near real-time.
    Type: Grant
    Filed: November 11, 2016
    Date of Patent: October 2, 2018
    Assignee: United Services Automobile Association (USAA)
    Inventors: Karen M. Moritz, Stephen Seyler Aultman, Joseph James Albert Campbell, Debra R. Casillas, Jonathan Edward Neuse, Sara Teresa Alonzo, Thomas Bret Buckingham, Gabriel Carlos Fernandez, Maland Keith Mortensen
  • Behavioral profiling method and system to authenticate a user
    Patent number: 9514293
    Abstract: Methods and systems for behavioral profiling, and in particular, utilizing crowd-managed data architectures to store and manage that profile, are described. In some embodiments, a method includes observing behavioral characteristics of user interactions during a current session with the user through one of a plurality of channels. Variations between the behavioral characteristics of the user interactions observed during the current session and a behavioral profile previously developed based on prior usage patterns of the user through the plurality of channels are identified, in real-time or near real-time.
    Type: Grant
    Filed: October 12, 2015
    Date of Patent: December 6, 2016
    Assignee: United Services Automobile Association
    Inventors: Karen M. Moritz, Stephen Seyler Aultman, Joseph James Albert Campbell, Debra R. Casillas, Jonathan Edward Neuse, Sara Teresa Alonzo, Thomas Bret Buckingham, Gabriel Carlos Fernandez, Maland Keith Mortensen, Hudson Reid Jameson, Michael Frank Morris
  • Behavioral profiling method and system to authenticate a user
    Patent number: 9516035
    Abstract: Methods and systems for behavioral profiling, and in particular, utilizing crowd-managed data architectures to store and manage that profile, are described. In some embodiments, a method includes observing behavioral characteristics of user interactions during a current session with the user through one of a plurality of channels. Variations between the behavioral characteristics of the user interactions observed during the current session and a behavioral profile previously developed based on prior usage patterns of the user through the plurality of channels are identified, in real-time or near real-time.
    Type: Grant
    Filed: September 16, 2015
    Date of Patent: December 6, 2016
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION
    Inventors: Karen M. Moritz, Stephen Seyler Aultman, Joseph James Albert Campbell, Debra R. Casillas, Jonathan Edward Neuse, Sara Teresa Alonzo, Thomas Bret Buckingham, Gabriel Carlos Fernandez, Maland Keith Mortensen