Abstract: Provide coating composition containing a dispersion of crosslinked microparticles and a polymer formed from (i) a C8 to C20 alkyl ester of (meth)acrylic acid; (ii) a polymerizable ethylenically unsaturated monomer having a polar functional group; and (iii) optionally, a polymerizable ethylenically unsaturated monomer, wherein (i), (ii) and (iii) are different from each other; and the polymer has a glass transition temperature of no more than ?10° C. Also provided are thermosetting compositions including, in addition to the dispersions of crosslinked microparticles and the polymer mentioned above, a first reactant having reactive functional groups and a curing agent. A method for repairing a defect in a multi-layer coating comprising applying such coating compositions, as well as substrates at least partially coated with such compositions are also provided.