Patents by Inventor Deepak Kumar Tomar

Deepak Kumar Tomar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR PROCESSING AN ELECTRONIC PAYMENT TRANSACTION HAVING A CUSTOM INTERCHANGE RATE
    Publication number: 20230137574
    Abstract: A method for processing an electronic payment transaction includes: storing a data entry including an agreement identifier, a merchant identifier, an issuer identifier, and an interchange rate in a database; receiving a transaction request message associated with an electronic payment transaction between a merchant and a user, the transaction request message including a plurality of data fields including a transaction amount, the merchant identifier, and the issuer identifier; querying the database to retrieve the agreement identifier; and generating an authorization request message and/or a transaction response message including a data field including the agreement identifier and causing settlement of the electronic payment transaction based on the at least one first interchange rate associated with the first agreement identifier.
    Type: Application
    Filed: November 4, 2021
    Publication date: May 4, 2023
    Inventors: Brian Edward Marx, Abhishek, Deepak Kumar Tomar, Kate J. Kennedy, Patricia Torres, Brenda Lee Geene
  • System, Method, and Computer Program Product for Transaction Based Activation
    Publication number: 20230068700
    Abstract: A system, method, and computer program product are provided for card activation.
    Type: Application
    Filed: August 27, 2021
    Publication date: March 2, 2023
    Inventor: Deepak Kumar Tomar