Abstract: A system and method are provided for predicting small business behavior by analysis of consumer payment card transaction data. Transaction and amount velocity analysis of industry categories and/or real-time transaction-based profiling is employed to identify those consumer payment card accounts that are being inappropriately used to make small business purchases. A small business behavior predictor model is used to score transaction data and update cardholder profiles according to the likelihood that the transaction data represents small business activity.

Abstract: A system and method are provided for predicting small business behavior by analysis of consumer payment card transaction data. Transaction and amount velocity analysis of industry categories and/or real-time transaction-based profiling is employed to identify those consumer payment card accounts that are being inappropriately used to make small business purchases. A small business behavior predictor model is used to score transaction data and update cardholder profiles according to the likelihood that the transaction data represents small business activity.

Abstract: The present invention relates to an accessory box that functions as a storage device for hair grooming articles and as a teaching aid. The box is constructed with a lid and bottom where the lid is provided prongs protruding form the inside. The prongs are adapted to prevent the entanglement of barrettes when the box is being carried or closed. Also provided on the lid is indicia in the form of colors, numbers and alphabets. In the bottom of the box compartments are provided to hold other accessories. Clear covers between the lid and bottom function as a work station when they are folded out and hold the contents in the bottom of the box when closed.

Abstract: A foldable hand-held container includes a generally frusto-conical body formed from a single sheet of foldable material having two opposed inner wall members and two opposed outer wall members each having a plurality of panels defined by a plurality of diverging, equidistant fold lines. The container may be lined with a superabsorbent material to allow the container to be used as a cuspidor. A method for forming such a container is also disclosed.