Patents by Inventor Denise Hanna Beachley

Denise Hanna Beachley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20120185386
    Abstract: An electronic funds transfer authentication system and method facilitates the verification and authentication of a user and if authenticated allows the user to perform an action in an online system, such as an electronic funds transfer. The user-entered data is validated, and then the action (e.g., electronic funds transfer) is validated using credit/debit card information. Using a unique combination of security measures and procedures, the risk associated with various types of action and fund transfers is reduced, thereby enabling a financial institution to protect its customers' accounts with a greater degree of certainty.
    Type: Application
    Filed: January 18, 2011
    Publication date: July 19, 2012
    Applicant: BANK OF AMERICA
    Inventors: Hisham Ibrahim Salama, David Shroyer, Darrell Fitzgerald Stanfield, Denise Hanna Beachley, Phillip Wayne Dunne, Murali K. Bolisetty
  • Patent number: D683762
    Type: Grant
    Filed: January 18, 2011
    Date of Patent: June 4, 2013
    Assignee: Bank of America Corporation
    Inventors: Hisham Ibrahim Salama, David Shroyer, Darrell Fitzgerald Stanfield, Denise Hanna Beachley, Phillip Wayne Dunne, Murali K. Bolisetty