Abstract: A breathable, polyolefinic, filled, stretched film. The film has a water vapor transmission rate of at least 500 g/m2 in 24 h according to ASTM D6701-01. The water column of the film is more than 300 mm according to EDANA WSP 80.6. The film has an imprint which is bonded to the film via an adhesive. The film has at least one layer in which the adhesive is integrated.

Abstract: Systems, methods, and computer program products are provided for predicting consumer behavior based on demographics and new product features using machine learning models. An example method includes receiving spending behavior data, payment device feature data, and transaction data associated with existing payment devices and proposed spending behavior data and proposed payment device feature data associated with a proposed payment device. A machine learning model (MLM) is trained to predict a transaction metric associated with the transaction data based on the spending behavior data and the payment device feature data for the existing payment devices. The trained MLM predicts a predicted transaction metric based on the proposed spending behavior data and the proposed payment device feature data associated with the proposed payment device. A communication is transmitted based on the predicted transaction metric.

Abstract: The invention preferably relates to a method for producing a MEMS transducer comprising a membrane and a carrier, wherein the membrane exhibits a meander structure comprising vertical and horizontal sections. Here, a shaping component is first provided which is coated with a membrane layer system. The membrane layer system comprises at least one actuator layer comprising an actuator material. By structuring the membrane layer system, membranes are provided which can be attached to a carrier. The shaping component can be completely removed. Furthermore, the invention preferably relates to a MEMS transducer which can be produced by means of the method.

Abstract: Systems, methods, and computer program products are provided for predicting consumer behavior based on demographics and new product features using machine learning models. An example method includes receiving spending behavior data, payment device feature data, and transaction data associated with existing payment devices and proposed spending behavior data and proposed payment device feature data associated with a proposed payment device. A machine learning model (MLM) is trained to predict a transaction metric associated with the transaction data based on the spending behavior data and the payment device feature data for the existing payment devices. The trained MLM predicts a predicted transaction metric based on the proposed spending behavior data and the proposed payment device feature data associated with the proposed payment device. A communication is transmitted based on the predicted transaction metric.

Abstract: In a first aspect, the invention relates to a MEMS transducer which comprises a vibratable membrane for generating or receiving pressure waves in a vertical emission direction, wherein the vibratable membrane is held by a carrier and the vibratable membrane exhibits vertical sections which are substantially parallel to the emission direction or reception direction and comprise at least one layer of an actuator material. The vibratable membrane is preferably in contact with an electrode at the end such that the vertical sections can be induced to vibrate horizontally by driving the electrode or such that an electrical signal can be generated at the electrode when the vertical sections are induced to vibrate horizontally. The vertical sections and/or the horizontal sections thereby exhibit one or more corrugations and/or weakened regions. In a further aspect, the invention relates to a method for producing the MEMS transducer according to the invention.

Abstract: A breathable, polyolefinic, filled, stretched film. The film has a water vapor transmission rate of at least 500 g/m2 in 24 h according to ASTM D6701-01. The water column of the film is more than 300 mm according to EDANA WSP 80.6. The film has an imprint which is bonded to the film via an adhesive. The film has at least one layer in which the adhesive is integrated.

Abstract: The present disclosure relates to a valve device for an elemental analyzer including a first and a second ring line. The first and the second ring line each have an inlet and a plurality of outlets, each outlet being provided with a check valve, and the check valves being openable independently of each other. The present disclosure further relates to an adsorption device for an elemental analyzer. The adsorption device includes a first valve device and a plurality of filter units, each filter unit having an inlet and an outlet, and the filter units being connected to the first valve device such that each filter unit is connected via its inlet to a respective outlet of the first ring line and an outlet of the second ring line of the first valve device. The invention also relates to a method of operating an adsorption device for an elemental analyzer.

Abstract: A breathable film having a specific ball-drop impact resistance of more than 100 mm per gram polymer per square meter. The film has a water vapor permeability of at least 1000 g/m2 in 24 hours. The elongation at break of the film in the machine direction is less than 200%.

Abstract: The invention relates to a breathable film. The specific ball-drop impact resistance of the film is more than 100 mm per gram polymer per square meter. The film has a water vapor permeability of at least 1000 g/m2 in 24 hours. The elongation at break of the film in the machine direction is less than 200%.

Abstract: A method and system for testing a SMS text messaging network is disclosed herein. The method and system allows for real-time testing of the mobile terminated (“MT”) and mobile originated (“MO”) delivery delays across the major American mobile phone carriers, and accurately measures the progress on SMS broadcasts and records when a broadcast has been completed.

Abstract: A method and system for testing a SMS text messaging network is disclosed herein. The method and system allows for real-time testing of the mobile terminated (“MT”) and mobile originated (“MO”) delivery delays across the major American mobile phone carriers, and accurately measures the progress on SMS broadcasts and records when a broadcast has been completed.

Abstract: A method and system for testing a SMS text messaging network is disclosed herein. The method and system allows for real-time testing of the mobile terminated (“MT”) and mobile originated (“MO”) delivery delays across the major American mobile phone carriers, and accurately measures the progress on SMS broadcasts and records when a broadcast has been completed.

Abstract: A method and system for storing, transmitting and retrieving an audio message is disclosed herein. The invention allows a recipient to access a voice message sent by a sender by clicking on an access key in a SMS text sent to the recipient's phone. The SMS text preferably provides information on the sender and the length of the voice message. Once the recipient accesses the message, another SMS text is sent to the sender providing information on the when and how much of the voice message was communicated to the recipient. The voice message is preferably stored at a server of the system.

Abstract: A method and system for authenticating an account holder is disclosed herein. The method and system allows for real-time authentication with multiple procedures to prevent fraud and spoofing of the authentication process. The method and system involves the user photographing himself or herself for facial recognition verification, determination of location by cell phone tower verification, and a PIN preferably sent by SMS text message directly the account holder's mobile phone. The method and system may be used for verifying that a gambler is within a gambling jurisdiction.

Abstract: A method and system for authenticating an account holder is disclosed herein. The method and system allows for real-time authentication with multiple procedures to prevent fraud and spoofing of the authentication process. The method and system involves the user photographing himself or herself for facial recognition verification, determination of location by cell phone tower verification, and a PIN preferably sent by SMS text message directly the account holder's mobile phone. The method and system may be used for verifying that a gambler is within a gambling jurisdiction.

Abstract: A method and system for storing, transmitting and retrieving an audio message is disclosed herein. The invention allows a recipient to access a voice message sent by a sender by clicking on an access key in a SMS text sent to the recipient's phone. The SMS text preferably provides information on the sender and the length of the voice message. Once the recipient accesses the message, another SMS text is sent to the sender providing information on the when and how much of the voice message was communicated to the recipient. The voice message is preferably stored at a server of the system.

Abstract: A system, method and apparatus for delivering Web content to a mobile telephone or related device by using a dialing code is provided. In an exemplary embodiment, a user who dials a telephone number, or other dialing code, and subsequently receives content sent to the user's mobile handset. In another embodiment, content is Web content sent to the user's phone via a Wireless Application Protocol (WAP) process. This Abstract is provided for the sole purpose of complying with the Abstract requirement rules that allow a reader to quickly ascertain the subject matter of the disclosure contained herein. This Abstract is submitted with the explicit understanding that it will not be used to interpret or to limit the scope or the meaning of the claims.

Abstract: Composite webs having one or more polymeric structures located on a substrate, methods of manufacturing the composite webs, and systems for manufacturing the composite webs are disclosed. The polymeric structures are formed using thermoplastic compositions deposited into one or more depressions on a forming tool. The forming tool is maintained at a temperature that is below the melt processing temperature of the thermoplastic composition.

Abstract: There is provided a laminate of a thermoplastic backing to a fibrous web. This laminate, for example, could be used as a loop laminate for use in a hook and loop fastening system or an intermittently bonded elastic fibrous laminate. The laminate comprises a thermoplastic backing layer, having a first face and a second face. The backing layer has a plurality of projections extending from at least the first face of the backing. A fibrous web is attached to the backing at the location of at least some of the projections. The thermoplastic material of the backing, at the location of the projections, penetrates into the fibrous web encapsulating at least in part fibers of the fibrous web. The fibrous web preferably penetrates into at least some of the projections. The fibrous web is generally not attached, or very lightly attached, to the backing layer over at least some portion of the distance between adjacent projections.

Abstract: Composite webs having one or more polymeric structures located on a substrate, closure systems comprising composite webs, and methods of attaching articles are disclosed. The polymeric structures are formed using thermoplastic compositions and are attached to a surface of a substrate. The polymeric structures include an area that is attached to the substrate and a detached area that is not attached to a surface of a substrate.