Patents by Inventor Dennis Capozza

Dennis Capozza has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Process and System for Producing Default and Prepayment Risk Indices
    Publication number: 20120084196
    Abstract: A process, system and program for generating an index of loan default and prepayment risk for a region. This disclosure relates to analytical financial tools including a process, system and program for producing indices for loan default and prepayment risk by local region and origination date. A scoring system can generate an index number for local geographic risk scores for lending analysis including with the use of data by a statistical model of loan defaults and prepayments.
    Type: Application
    Filed: October 1, 2010
    Publication date: April 5, 2012
    Inventor: Dennis Capozza
  • Method for structuring a new loan
    Publication number: 20070050287
    Abstract: The preferred method for structuring a new loan includes receiving borrower information related to the new loan; receiving performance information related to funded loans; and determining a new loan risk for the new loan based on the borrower information and the performance information.
    Type: Application
    Filed: August 26, 2005
    Publication date: March 1, 2007
    Inventor: Dennis Capozza