Abstract: Systems and methods for providing electronic management of transactional accounts. A computer device is used to provide financial resource allocation and accountability among various groups of accounts, including source accounts and transactional accounts. When a user employs a transactional account to make a purchase, the amount of the purchase is electronically set aside, frozen or otherwise held from a source account and preserved until a payment is required for the transactional account at the close of a billing period. Accordingly, when a payment for the transactional account is required, funds are available for full payment of all purchases made during the billing cycle, thereby affording financial discipline to the user.

Abstract: Systems and methods for creating and distributing a software application that includes one or more categories that sweep information to one or more products provided by a professional at the end of a predefined period of time. The professional is engaged to distribute the software application to current and potential customers. Upon identifying a customer, the professional introduces the software application to the customer. Because the professional is familiar with the software application, he/she is able to provide a personal endorsement of the program to the customer. If the customer purchases the software application, the professional provides ongoing follow-up and support to the customer. As such, implementation of the present invention allows for the distribution of a software application using a channel that is closer to the customer and that provides added credibility to the program.