Patents by Inventor Dennis W. Lloyd

Dennis W. Lloyd has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8180701
    Abstract: Secure image bidding system process for financial transactions, including structured investment products, escrows and interest rate swaps. Some embodiments provide a secure image bidding system and process for image-based bid transmissions where each of a plurality of bids received by the system is encrypted and held in a digital “Vault” until the specified end of the bid period, at which time a package containing the encrypted bids, a log of server activity, and a digital checksum of the original bid file is sent via electronic mail to the bid broker and other participants. A second electronic mail message is sent to the bid broker and other participants containing the decryption key. During the bid process, no party has access to the bid information and there is no human interaction in the receipt, conversion to image, encryption, storage or conveyance of compiled information.
    Type: Grant
    Filed: October 17, 2011
    Date of Patent: May 15, 2012
    Assignee: Columbia Capital Management, L.L.C.
    Inventors: Dennis W. Lloyd, Jeff T. White, Charles M. Pacunski
  • Patent number: 8041631
    Abstract: Secure image bidding system process for financial transactions, including structured investment products, escrows and interest rate swaps. Some embodiments provide a secure image bidding system and process for image-based bid transmissions where each of a plurality of bids received by the system is encrypted and held in a digital “Vault” until the specified end of the bid period, at which time a package containing the encrypted bids, a log of server activity, and a digital checksum of the original bid file is sent via electronic mail to the bid broker and other participants. A second electronic mail message is sent to the bid broker and other participants containing the decryption key. During the bid process, no party has access to the bid information and there is no human interaction in the receipt, conversion to image, encryption, storage or conveyance of compiled information.
    Type: Grant
    Filed: May 16, 2011
    Date of Patent: October 18, 2011
    Assignee: Columbia Capital Management, L.L.C.
    Inventors: Dennis W. Lloyd, Jeff T. White, Charles M. Pacunski
  • Patent number: 7945504
    Abstract: Secure image bidding system process for financial transactions, including structured investment products, escrows and interest rate swaps. Some embodiments provide a secure image bidding system and process for image-based bid transmissions where each of a plurality of bids received by the system is encrypted and held in a digital “Vault” until the specified end of the bid period, at which time a package containing the encrypted bids, a log of server activity, and a digital checksum of the original bid file is sent via electronic mail to the bid broker and other participants. A second electronic mail message is sent to the bid broker and other participants containing the decryption key. During the bid process, no party has access to the bid information and there is no human interaction in the receipt, conversion to image, encryption, storage or conveyance of compiled information.
    Type: Grant
    Filed: March 19, 2008
    Date of Patent: May 17, 2011
    Assignee: Columbia Capital Management, L.L.C.
    Inventors: Dennis W. Lloyd, Jeff T. White, Charles M. Pacunski