Patents by Inventor Denzil S. Menezes

Denzil S. Menezes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Automated financial transactions
    Patent number: 10535048
    Abstract: Arrangements relate to processing financial transactions on an automated teller machine (ATM). An ATM identifier can be presented on a display of the ATM. An ATM identifier confirmation can be received from a mobile computing device. Responsive to determining that the ATM identifier confirmation matches the identifier presented on the display of the ATM, a customer authentication or a transaction request can be received from the mobile computing device. Responsive to verifying the customer authentication or the transaction request, the transaction request can be processed.
    Type: Grant
    Filed: October 19, 2018
    Date of Patent: January 14, 2020
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Biao Hao, Denzil S. Menezes, Wade A. Miller, Raymond L. Yee
  • AUTOMATED FINANCIAL TRANSACTIONS
    Publication number: 20190050834
    Abstract: Arrangements relate to processing financial transactions on an automated teller machine (ATM). An ATM identifier can be presented on a display of the ATM. An ATM identifier confirmation can be received from a mobile computing device. Responsive to determining that the ATM identifier confirmation matches the identifier presented on the display of the ATM, a customer authentication or a transaction request can be received from the mobile computing device. Responsive to verifying the customer authentication or the transaction request, the transaction request can be processed.
    Type: Application
    Filed: October 19, 2018
    Publication date: February 14, 2019
    Inventors: Biao Hao, Denzil S. Menezes, Wade A. Miller, Raymond L. Yee
  • Automated financial transactions
    Patent number: 10121128
    Abstract: Arrangements relate to processing financial transactions on an automated teller machine (ATM). An ATM identifier can be presented on a display of the ATM. An ATM identifier confirmation can be received from a mobile computing device. Responsive to determining that the ATM identifier confirmation matches the identifier presented on the display of the ATM, a customer authentication or a transaction request can be received from the mobile computing device. Responsive to verifying the customer authentication or the transaction request, the transaction request can be processed.
    Type: Grant
    Filed: June 19, 2017
    Date of Patent: November 6, 2018
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Biao Hao, Denzil S. Menezes, Wade A. Miller, Raymond L. Yee
  • AUTOMATED FINANCIAL TRANSACTIONS
    Publication number: 20170286930
    Abstract: Arrangements relate to processing financial transactions on an automated teller machine (ATM). An ATM identifier can be presented on a display of the ATM. An ATM identifier confirmation can be received from a mobile computing device. Responsive to determining that the ATM identifier confirmation matches the identifier presented on the display of the ATM, a customer authentication or a transaction request can be received from the mobile computing device. Responsive to verifying the customer authentication or the transaction request, the transaction request can be processed.
    Type: Application
    Filed: June 19, 2017
    Publication date: October 5, 2017
    Inventors: Biao Hao, Denzil S. Menezes, Wade A. Miller, Raymond L. Yee
  • Automated financial transactions
    Patent number: 9697505
    Abstract: Arrangements relate to processing financial transactions on an automated teller machine (ATM). An ATM identifier can be presented on a display of the ATM. An ATM identifier confirmation can be received from a mobile computing device. Responsive to determining that the ATM identifier confirmation matches the identifier presented on the display of the ATM, a customer authentication or a transaction request can be received from the mobile computing device. Responsive to verifying the customer authentication or the transaction request, the transaction request can be processed.
    Type: Grant
    Filed: September 19, 2014
    Date of Patent: July 4, 2017
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Biao Hao, Denzil S. Menezes, Wade A. Miller, Raymond L. Yee
  • AUTOMATED FINANCIAL TRANSACTIONS
    Publication number: 20160086143
    Abstract: Arrangements relate to processing financial transactions on an automated teller machine (ATM). An ATM identifier can be presented on a display of the ATM. An ATM identifier confirmation can be received from a mobile computing device. Responsive to determining that the ATM identifier confirmation matches the identifier presented on the display of the ATM, a customer authentication or a transaction request can be received from the mobile computing device. Responsive to verifying the customer authentication or the transaction request, the transaction request can be processed.
    Type: Application
    Filed: September 19, 2014
    Publication date: March 24, 2016
    Inventors: Biao Hao, Denzil S. Menezes, Wade A. Miller, Raymond L. Yee