Patents by Inventor Derek C. Mohar

Derek C. Mohar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7685061
    Abstract: Methods and systems for collecting payments from customers having delinquent accounts are disclosed. Under a debt recovery partnership, a debt recovery service extends an offer for a debt recovery product to a customer with a delinquent account. If the offer is accepted, the debt recovery service receives an acceptance to the offer from the customer and, thereafter, pays a commission for the delinquent account to the partner. The partner ceases attempts to collect payments on the delinquent account corresponding to the accepted offer and continues attempts to collect payments on delinquent accounts not corresponding to an accepted offer.
    Type: Grant
    Filed: March 1, 2001
    Date of Patent: March 23, 2010
    Assignee: Capital One Financial Corporation
    Inventors: James A. Haworth, Robert L. Finnegan, Derek C. Mohar