Abstract: A system and method for using a credit card form factor having a removable media stored therein. The credit card form factor comprises a housing having an upper portion and a lower portion; the first and second portions attached to each other such that an enclosure is formed that may be accessed by manipulating at least one of the portions. The housing forms an enclosure for storing a removable media, such as a flexible magnetic media or optical disk. The media is operable to store data in a digital format thereon. When used in a system, the removable media may be removed from the credit card form factor and data stored thereon may be manipulated. As such, a large amount of data can be stored on the removable media, yet still be protected inside the credit card form factor when being transported.