Patents by Inventor Derek Richard CASTELL
Derek Richard CASTELL has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240144220Abstract: In an aspect a computer-implemented method is described. The method may include: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address and the request including data; determining, based on data encoded in the machine-readable code and data included in the request, that the transaction may be processed using a value-added service; and in response to determining that the transaction may be processed using the value-added service, enabling completion of the transaction using the value-added service.Type: ApplicationFiled: January 5, 2024Publication date: May 2, 2024Applicant: The Toronto-Dominion BankInventors: David Samuel TAX, Milos DUNJIC, Derek Richard CASTELL, Anthony Haituyen NGUYEN, Bryan Michael GLEESON, Jeffrey Aaron ECKER
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Patent number: 11907925Abstract: In an aspect a computer-implemented method is described. The method may include: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address and the request including data; determining, based on data encoded in the machine-readable code and data included in the request, that the transaction may be processed using a value-added service; and in response to determining that the transaction may be processed using the value-added service, enabling completion of the transaction using the value-added service.Type: GrantFiled: January 6, 2021Date of Patent: February 20, 2024Assignee: The Toronto-Dominion BankInventors: David Samuel Tax, Milos Dunjic, Derek Richard Castell, Anthony Haituyen Nguyen, Bryan Michael Gleeson, Jeffrey Aaron Ecker
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Publication number: 20230306400Abstract: A method may include: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address; in response to receiving the request, causing the device that scanned the machine-readable code to output an interface; receiving, through the interface, an input of an indication to separate the transaction into multiple transaction parts and one or more parameters indicating how the transaction is to be separated; and sending, to the point-of-sale terminal, a message that configures the point-of-sale terminal to separate the transaction in accordance with the one or more parameters.Type: ApplicationFiled: April 25, 2023Publication date: September 28, 2023Applicant: The Toronto-Dominion BankInventors: David Samuel TAX, Milos DUNJIC, Derek Richard CASTELL, Anthony Haituyen NGUYEN, Bryan Michael GLEESON, Jeffrey Aaron ECKER
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Publication number: 20230206212Abstract: In some implementations, a method of providing contactless payments at a point of sale terminal includes: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address; in response to receiving the request, causing the device that scanned the machine-readable code to output an interface that includes a prompt for input required to complete the transaction; receiving a response to the prompt; and sending an indication of the response to the prompt to the point-of-sale terminal to allow for completion of the transaction based on the response at the point-of-sale terminal through use of a physical token at the point-of-sale terminal.Type: ApplicationFiled: March 2, 2023Publication date: June 29, 2023Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, David Samuel TAX, Vipul Kishore LALKA, Bryan Michael GLEESON, Jeffrey Aaron ECKER, Derek Richard CASTELL, Anthony Haituyen NGUYEN
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Patent number: 11669820Abstract: A method may include: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address; in response to receiving the request, causing the device that scanned the machine-readable code to output an interface; receiving, through the interface, an input of an indication to separate the transaction into multiple transaction parts and one or more parameters indicating how the transaction is to be separated; and sending, to the point-of-sale terminal, a message that configures the point-of-sale terminal to separate the transaction in accordance with the one or more parameters.Type: GrantFiled: January 8, 2021Date of Patent: June 6, 2023Assignee: The Toronto-Dominion BankInventors: David Samuel Tax, Milos Dunjic, Derek Richard Castell, Anthony Haituyen Nguyen, Bryan Michael Gleeson, Jeffrey Aaron Ecker
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Patent number: 11620636Abstract: In some implementations, a method of providing contactless payments at a point of sale terminal includes: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address; in response to receiving the request, causing the device that scanned the machine-readable code to output an interface that includes a prompt for input required to complete the transaction; receiving a response to the prompt; and sending an indication of the response to the prompt to the point-of-sale terminal to allow for completion of the transaction based on the response at the point-of-sale terminal through use of a physical token at the point-of-sale terminal.Type: GrantFiled: October 2, 2020Date of Patent: April 4, 2023Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, David Samuel Tax, Vipul Kishore Lalka, Bryan Michael Gleeson, Jeffrey Aaron Ecker, Derek Richard Castell, Anthony Haituyen Nguyen
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Publication number: 20220222642Abstract: A method may include: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address; in response to receiving the request, causing the device that scanned the machine-readable code to output an interface; receiving, through the interface, an input of an indication to separate the transaction into multiple transaction parts and one or more parameters indicating how the transaction is to be separated; and sending, to the point-of-sale terminal, a message that configures the point-of-sale terminal to separate the transaction in accordance with the one or more parameters.Type: ApplicationFiled: January 8, 2021Publication date: July 14, 2022Applicant: The Toronto-Dominion BankInventors: David Samuel TAX, Milos DUNJIC, Derek Richard CASTELL, Anthony Haituyen NGUYEN, Bryan Michael GLEESON, Jeffrey Aaron ECKER
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Publication number: 20220222637Abstract: In an aspect a computer implemented method includes: obtaining apportionment data for a transfer, the apportionment data defining a plurality of parts of the transfer; and processing the transfer in accordance with the apportionment data, by: processing a pre-authorization for a total amount of the transfer using a first token; after processing the pre-authorization for the total amount of the transfer using the first token, processing one or more of the parts using associated tokens; and completing the transfer by processing a completion of the pre-authorization for an outstanding portion of the transfer, the outstanding portion of the transfer determined by adjusting the total amount of the transfer to account for any processed parts.Type: ApplicationFiled: January 8, 2021Publication date: July 14, 2022Applicant: The Toronto-Dominion BankInventors: David Samuel TAX, Milos DUNJIC, Derek Richard CASTELL, Anthony Haituyen NGUYEN, Bryan Michael GLEESON, Jeffrey Aaron ECKER
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Publication number: 20220215366Abstract: In an aspect a computer-implemented method is described. The method may include: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address and the request including data; determining, based on data encoded in the machine-readable code and data included in the request, that the transaction may be processed using a value-added service; and in response to determining that the transaction may be processed using the value-added service, enabling completion of the transaction using the value-added service.Type: ApplicationFiled: January 6, 2021Publication date: July 7, 2022Applicant: The Toronto-Dominion BankInventors: David Samuel TAX, Milos DUNJIC, Derek Richard CASTELL, Anthony Haituyen NGUYEN, Bryan Michael GLEESON, Jeffrey Aaron ECKER
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Publication number: 20220108303Abstract: In some implementations, a method of providing contactless payments at a point of sale terminal includes: causing a point-of-sale terminal processing a transaction to display a machine-readable code, the machine-readable code encoding a web address; receiving a request from a device that scanned the machine-readable code, the request received at the web address; in response to receiving the request, causing the device that scanned the machine-readable code to output an interface that includes a prompt for input required to complete the transaction; receiving a response to the prompt; and sending an indication of the response to the prompt to the point-of-sale terminal to allow for completion of the transaction based on the response at the point-of-sale terminal through use of a physical token at the point-of-sale terminal.Type: ApplicationFiled: October 2, 2020Publication date: April 7, 2022Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, David Samuel Tax, Vipul Kishore LALKA, Bryan Michael GLEESON, Jeffrey Aaron ECKER, Derek Richard CASTELL, Anthony Haituyen NGUYEN