Abstract: An illuminating television mounting device is provided. The illuminating television mounting device includes a base frame. The base frame is designed to be secured to a vertical surface. A bracket is attached to the base frame. The bracket is designed to receive a television on a front surface of the bracket. A number of lights are placed on the bracket. The lights are connected to a control center. The control center is designed to control the plurality of lights. The control center includes at least one input port.

Abstract: An online business method for providing a financial service or product, like an installment loan, generally includes the steps of: authenticating the identity information of an end/user applicant via online information and assigning a risk score; originating and servicing the loan through a platform that integrates ancillary products; disclosing expenses and fees via an interactive loan disclosure meter; and providing an option for automatic repayment within the loan signing process.