Patents by Inventor Derek Vroom

Derek Vroom has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11481661
    Abstract: A segmentation platform enables a system that comprises a behavior service and a predictive service for determining a segment from a dataset. The behavior service can analyze data to determine information about behavior that has already occurred. The predictive service can analyze data to determine information about the predicted propensity for certain behavior to occur in the future. In some cases, the predictive service can determine the information by utilizing a training model that indicates predictions related to potential relationships among properties of a dataset. The segmentation platform also enables an interactive user interface that can be utilized to configure attributes of the segment, analyze information associated with the segment, and deliver the information to another device.
    Type: Grant
    Filed: February 17, 2017
    Date of Patent: October 25, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Aman Madaan, Jagdish Chand, Somashekhar Pammar, Venkata Sesha Rao Polavarapu, Kingdom Iweajunwa, Sunil Sharma, Tarun Jain, Dirk Reinshagen, Derek Vroom
  • Publication number: 20210117935
    Abstract: A system and method configured to provide a mechanism allowing a third party, not involved in a payment transaction made between a merchant and a payment account, to provide a credit to the payment account as an offer benefit redeemed in view of the payment transaction. The mechanism includes a transaction handler of a payment processing network configured to provide transaction information relevant to the offer to the third party. If the third party determines that a qualifying transaction in the payment account is entitled to the benefit, the third party communicates a request, via an application programming interface (API), to a portal of the transaction handler for a credit to the payment account for the payment transaction; if the request is approved, in response, the transaction handler generates a credit transaction for the payment account.
    Type: Application
    Filed: December 28, 2020
    Publication date: April 22, 2021
    Inventors: Daniel Eisen Fineman, Christopher Magpayo, Vaishali Rao, Derek Vroom, Ann T. Wang Reed
  • Patent number: 10909508
    Abstract: A system and method configured to provide a mechanism allowing a third party, not involved in a payment transaction made between a merchant and a payment account, to provide a credit to the payment account as an offer benefit redeemed in view of the payment transaction. The mechanism includes a transaction handler of a payment processing network configured to provide transaction information relevant to the offer to the third party. If the third party determines that a qualifying transaction in the payment account is entitled to the benefit, the third party communicates a request, via an application programming interface (API), to a portal of the transaction handler for a credit to the payment account for the payment transaction; if the request is approved, in response, the transaction handler generates a credit transaction for the payment account.
    Type: Grant
    Filed: October 29, 2019
    Date of Patent: February 2, 2021
    Assignee: Visa International Service Association
    Inventors: Daniel Eisen Fineman, Christopher Magpayo, Vaishali Rao, Derek Vroom, Ann T. Wang Reed
  • Publication number: 20200065778
    Abstract: A system and method configured to provide a mechanism allowing a third party, not involved in a payment transaction made between a merchant and a payment account, to provide a credit to the payment account as an offer benefit redeemed in view of the payment transaction. The mechanism includes a transaction handler of a payment processing network configured to provide transaction information relevant to the offer to the third party. If the third party determines that a qualifying transaction in the payment account is entitled to the benefit, the third party communicates a request, via an application programming interface (API), to a portal of the transaction handler for a credit to the payment account for the payment transaction; if the request is approved, in response, the transaction handler generates a credit transaction for the payment account.
    Type: Application
    Filed: October 29, 2019
    Publication date: February 27, 2020
    Inventors: Daniel Eisen Fineman, Christopher Magpayo, Vaishali Rao, Derek Vroom, Ann T. Wang Reed
  • Publication number: 20180240020
    Abstract: A segmentation platform enables a system that comprises a behavior service and a predictive service for determining a segment from a dataset. The behavior service can analyze data to determine information about behavior that has already occurred. The predictive service can analyze data to determine information about the predicted propensity for certain behavior to occur in the future. In some cases, the predictive service can determine the information by utilizing a training model that indicates predictions related to potential relationships among properties of a dataset. The segmentation platform also enables an interactive user interface that can be utilized to configure attributes of the segment, analyze information associated with the segment, and deliver the information to another device.
    Type: Application
    Filed: February 17, 2017
    Publication date: August 23, 2018
    Inventors: AMAN MADAAN, Jagdish Chand, Somashekhar Pammar, Venkata Sesha Rao Polavarapu, Kingdom lweajunwa, Sunil Sharma, Tarun Jain, Dirk Reinshagen, Derek Vroom