Abstract: Various methods and processes, apparatuses/systems, and media for retrieval-augmented generation (RAG) that enable accurate question answering across multiple domains, including specialized document collections within the financial industry. A general-purpose RAG pipeline is provided that improves upon conventional RAG architectures employing a dense retriever and reader by enhancing end-to-end answer quality, particularly for long-form and complex queries. A processor executes consistent performance gains across a plurality of heterogeneous datasets. Additionally, the processor includes a reference-based evaluation framework in which a large language model operates as an automated judge to assess generated responses against authoritative references, thereby providing a reliable benchmark for evaluating RAG system performance.

Abstract: Systems and methods for scalable biometric authentication are disclosed. In one embodiment, a method for scalable biometric authentication may include: (1) receiving, by a biometric authentication computer program executed by a computer processor, a transaction request for a transaction comprising a received biometric; (2) identifying, by the biometric authentication computer program, a subset of likely customers from a set of customers for the transaction; (3) retrieving, by the biometric authentication computer program, stored biometrics for the subset of customers; (4) identifying, by the biometric authentication computer program, one of the stored biometrics for the subset of customers that matches the received biometric; and (5) retrieving, by the biometric authentication computer program, a stored payment method for the identified stored biometric.

Abstract: A method and calculator for obtaining spin polarized quantum transport in 3-dimensional atom-scale spintronic (spin electronics) devices under finite bias voltage, based on implementing Density Function Theory (DFT) in combination with the Keldysh non-equilibrium Greens function (NEGF) formalism to calculate spin polarized quantum transport in 3-dimensional nanostructures under finite bias and external voltage.

Abstract: A method and calculator for obtaining spin polarized quantum transport in 3-dimensional atom-scale spintronic (spin electronics) devices under finite bias voltage, based on implementing Density Function Theory (DFT) in combination with the Keldysh non-equilibrium Greens function (NEGF) formalism to calculate spin polarized quantum transport in 3-dimensional nanostructures under finite bias and external voltage.