Abstract: A method and apparatus for providing an automatic adjustment solution including both upward and downward adjustments that can be applied to both cash and credit, includes determining, via a processor, a transaction amount and tender type. The processor determines a plurality of parameters using at least the tender type and receives data relating to the plurality of parameters. The processor is further configured to calculate the automatic adjustment based on the plurality of parameters, apply the automatic adjustment to the transaction amount, and process a transaction based on the automatic adjustment applied.

Abstract: A method and apparatus for pre-certifying a chip card transaction, includes receiving, by a server, a request for processing the chip card transaction from a first device. The server authenticates the first device and one or more devices involved in the transaction for processing the transaction. If the first device and all of the one or more devices are authenticated, the transaction is processed and data relating to the processed transaction is transmitted to the first device.

Abstract: The invention relates to a method and a system for central computer controlled execution of at least one test run in a scanning microscope, particularly a confocal microscope, wherein at least one first software module of an application software is tested. The invention achieves the aim by a network made of individual scanning microscope clients and a central server. The clients can be contacted via a network interface and are administered in a central directory in the server. The application software for the individual components of a scanning microscope is made of individual software modules, each associated with a potential test. In order to be able to perform the various tests, the scanning microscope clients have been equipped on the hardware side with additional sensors and components that allow various operating parameters to be determined.

Abstract: A method and apparatus for pre-certifying a chip card transaction, includes receiving, by a server, a request for processing the chip card transaction from a first device. The server authenticates the first device and one or more devices involved in the transaction for processing the transaction. If the first device and all of the one or more devices are authenticated, the transaction is processed and data relating to the processed transaction is transmitted to the first device.

Abstract: A method and apparatus for providing a merchant product includes receiving a first transmission from a first device by a server. The first transmission includes information relating to authentication data for authenticating a second device for which to provide the merchant product. The authentication data is stored in a database of the server. The server receives a second transmission from the second device that includes data for authenticating the second device. The information in the second transmission is compared to the authentication data stored in the database of the server to determine whether or not the second device is authenticated, and if the second device is authenticated, the server customizes the merchant product based upon the authentication data stored in the database of the server. The server transmits the customized merchant product to the second device.

Abstract: The invention relates to a method and a system for central computer controlled execution of at least one test run in a scanning microscope, particularly a confocal microscope, wherein at least one first software module of an application software is tested. The invention achieves the aim by a network made of individual scanning microscope clients and a central server. The clients can be contacted via a network interface and are administered in a central directory in the server. The application software for the individual components of a scanning microscope is made of individual software modules, each associated with a potential test. In order to be able to perform the various tests, the scanning microscope clients have been equipped on the hardware side with additional sensors and components that allow various operating parameters to be determined.

Abstract: A method and system are provided for enrolling an external account having an account identifier in an incentive maximizer account, receiving a credential for the external account, and receiving a payment preference for the external account. The method includes periodically accessing external account to detect presence of new account activity. If new account activity is detected, a balance transfer to the external account from the incentive maximizer account is scheduled automatically based on the payment preference.