Patents by Inventor Derek Wilcox

Derek Wilcox has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11960981
    Abstract: Systems and methods for model evaluation. A model is evaluated by performing a decomposition process for a model output, relative to a baseline input data set.
    Type: Grant
    Filed: March 8, 2019
    Date of Patent: April 16, 2024
    Assignee: ZESTFINANCE, INC.
    Inventors: Douglas C. Merrill, Michael Edward Ruberry, Ozan Sayin, Bojan Tunguz, Lin Song, Esfandiar Alizadeh, Melanie Eunique DeBruin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, Armen Avedis Donigian, Eran Dvir, Sean Javad Kamkar, Vishwaesh Rajiv, Evan George Kriminger
  • Publication number: 20240112209
    Abstract: Systems and methods for model evaluation. A protected class model that satisfies an accuracy threshold is built by using: data sets for use by a modeling system being evaluated, and protected class membership information for each data set. A target for the protected class model is a protected class membership variable indicating membership in a protected class. Each predictor of the protected class model is a predictor of an evaluated model used by the modeling system. A target of the evaluated model is different from the target of the protected class model. Each predictor is a set of one or more variables of the data sets. For each predictor of the protected class model, a protected class model impact ranking value and a modeling system impact ranking value are determined.
    Type: Application
    Filed: December 8, 2023
    Publication date: April 4, 2024
    Inventors: Douglas C. Merrill, Michael Edward Ruberry, Ozan Sayin, Bojan Tunguz, Lin Song, Esfandiar Alizadeh, Melanie Eunique DeBruin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, Sean Javad Kamkar
  • Patent number: 11941650
    Abstract: Systems and methods for model evaluation. A protected class model that satisfies an accuracy threshold is built by using: data sets for use by a modeling system being evaluated, and protected class membership information for each data set. A target for the protected class model is a protected class membership variable indicating membership in a protected class. Each predictor of the protected class model is a predictor of an evaluated model used by the modeling system. A target of the evaluated model is different from the target of the protected class model. Each predictor is a set of one or more variables of the data sets. For each predictor of the protected class model, a protected class model impact ranking value and a modeling system impact ranking value are determined.
    Type: Grant
    Filed: August 1, 2018
    Date of Patent: March 26, 2024
    Assignee: ZestFinance, Inc.
    Inventors: Douglas C. Merrill, Michael Edward Ruberry, Ozan Sayin, Bojan Tunguz, Lin Song, Esfandiar Alizadeh, Melanie Eunique DeBruin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, Sean Javad Kamkar
  • Publication number: 20240070487
    Abstract: Systems and methods for generating and processing modeling workflows are disclosed. In some examples, a reference distribution of scores generated by a model is determined. The reference distribution of scores is recorded in a structured database. One or more unexpected scores are detected during execution of the model. To detect the one or more unexpected scores, a production distribution of scores is compared with the reference distribution of scores recorded in the structured database. The production distribution of scores is generated by the model for a production input data set. An alert is then provided to an external system, when an alert condition is determined to be satisfied based on the comparison. The alert indicates detection of the one or more unexpected scores.
    Type: Application
    Filed: November 7, 2023
    Publication date: February 29, 2024
    Inventors: Douglas C. Merrill, Armen Donigian, Eran Dvir, Sean Javad Kamkar, Evan George Kriminger, Vishwaesh Rajiv, Michael Edward Ruberry, Ozan Sayin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, John J. Beahan, JR., John Wickens Lamb Merrill, Esfandiar Alizadeh, Liubo Li, Carlos Alberta Huertas Villegas, Feng Li, Randolph Paul Sinnott, JR.
  • Patent number: 11847574
    Abstract: Systems and methods for generating and processing modeling workflows.
    Type: Grant
    Filed: April 25, 2019
    Date of Patent: December 19, 2023
    Assignee: ZESTFINANCE, INC.
    Inventors: Douglas C. Merrill, Armen Avedis Donigian, Eran Dvir, Sean Javad Kamkar, Evan George Kriminger, Vishwaesh Rajiv, Michael Edward Ruberry, Ozan Sayin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, John J. Beahan, Jr., John Wickens Lamb Merrill, Esfandiar Alizadeh, Liubo Li, Carlos Alberta Huertas Villegas, Feng Li, Randolph Paul Sinnott, Jr.
  • Publication number: 20220343197
    Abstract: Systems and methods for generating explanation information for a result of an application system. Explanation configuration is generated based on received user input. Responsive to an explanation generation event, a plurality of modified input variable value sets are generated for a first applicant by using the explanation configuration. For each modified input variable value set: a request is provided to a first application system for generation of a result for the modified input variable value set, and a result is received for the modified input variable value set. At least one input variable value is selected based on a comparison between a first result of a first input variable value set of the first applicant and results for the modified input variable value set. Explanation information is generated for the first result by using human-readable description information for each selected input variable value, in accordance with the explanation configuration.
    Type: Application
    Filed: July 12, 2022
    Publication date: October 27, 2022
    Applicant: ZestFinance, Inc.
    Inventors: Douglas C. Merrill, Michael Edward Ruberry, Ozan Sayin, Bojan Tunguz, Lin Song, Esfandiar Alizadeh, Melanie Eunique DeBruin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik
  • Publication number: 20190340518
    Abstract: Systems and methods for generating and processing modeling workflows.
    Type: Application
    Filed: April 25, 2019
    Publication date: November 7, 2019
    Inventors: Douglas C. Merrill, Armen Avedis Donigian, Eran Dvir, Sean Javad Kamkar, Evan George Kriminger, Vishwaesh Rajiv, Michael Edward Ruberry, Ozan Sayin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, Michael Hartman, John J. Beahan, JR., John Wickens Lamb Merrill, Esfandiar Alizadeh, Liubo Li, Carlos Alberta Huertas Villegas, Feng Li, Randolph Paul Sinnott, JR.
  • Publication number: 20190279111
    Abstract: Systems and methods for model evaluation. A model is evaluated by performing a decomposition process for a model output, relative to a baseline input data set.
    Type: Application
    Filed: March 8, 2019
    Publication date: September 12, 2019
    Inventors: Douglas C. Merrill, Michael Edward Ruberry, Ozan Sayin, Bojan Tunguz, Lin Song, Esfandiar Alizadeh, Melanie Eunique DeBruin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, Armen Avedis Donigian, Eran Dvir, Sean Javad Kamkar, Vishwaesh Rajiv, Evan George Kriminger
  • Publication number: 20190043070
    Abstract: Systems and methods for model evaluation. A protected class model that satisfies an accuracy threshold is built by using: data sets for use by a modeling system being evaluated, and protected class membership information for each data set. A target for the protected class model is a protected class membership variable indicating membership in a protected class. Each predictor of the protected class model is a predictor of an evaluated model used by the modeling system. A target of the evaluated model is different from the target of the protected class model. Each predictor is a set of one or more variables of the data sets. For each predictor of the protected class model, a protected class model impact ranking value and a modeling system impact ranking value are determined.
    Type: Application
    Filed: August 1, 2018
    Publication date: February 7, 2019
    Inventors: Douglas C. Merrill, Michael Edward Ruberry, Ozan Sayin, Bojan Tunguz, Lin Song, Esfandiar Alizadeh, Melanie Eunique DeBruin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik, Sean Javad Kamkar
  • Publication number: 20180322406
    Abstract: Systems and methods for generating explanation information for a result of an application system. Explanation configuration is generated based on received user input. Responsive to an explanation generation event, a plurality of modified input variable value sets are generated for a first applicant by using the explanation configuration. For each modified input variable value set: a request is provided to a first application system for generation of a result for the modified input variable value set, and a result is received for the modified input variable value set. At least one input variable value is selected based on a comparison between a first result of a first input variable value set of the first applicant and results for the modified input variable value set. Explanation information is generated for the first result by using human-readable description information for each selected input variable value, in accordance with the explanation configuration.
    Type: Application
    Filed: May 3, 2018
    Publication date: November 8, 2018
    Inventors: Douglas C. Merrill, Michael Edward Ruberry, Ozan Sayin, Bojan Tunguz, Lin Song, Esfandiar Alizadeh, Melanie Eunique DeBruin, Yachen Yan, Derek Wilcox, John Candido, Benjamin Anthony Solecki, Jiahuan He, Jerome Louis Budzik