Abstract: The methods and systems for providing fraud protection and prevention of Identity theft, referred to as Personal Information Owner (PIO) to an user involving a transaction into an application server and application associated with customer mobile/portable communication device through a multi step verification process, the system allow users for controlling and managing of pre and post verification of all transaction/Personal Information Owner (PIO) based requests or personal information and providing the holder/user full control of confidential information. This system or process has the advantage of pre-screening any process request made against the user's information.