Abstract: Process for multi-coat lacquering of a substrate with a stoved first electrodeposition layer by applying a second surface coating layer of 10 to 30 .mu.m dry layer thickness consisting of a base lacquering agent containing a first, water-based, polyurethane resin, and wet-on-wet application of a third coating agent with a thinner dry layer thickness of 7 to 15 .mu.m consisting of a second water-based base lacquering agent, further application without prior stoving of a clear lacquer layer and mutual stoving, wherein the first base lacquering agent has a higher concentration of polyurethane resin than the second base lacquering agent.