Patents by Inventor Dewan Anjali

Dewan Anjali has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Total structural risk model
    Patent number: 8620801
    Abstract: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
    Type: Grant
    Filed: February 16, 2012
    Date of Patent: December 31, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Tirthankar Choudhuri, Dewan Anjali, Amber Gupta, Kathleen Haggerty, Di Xu, Chao Yuan
  • Total structural risk model
    Patent number: 8566229
    Abstract: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
    Type: Grant
    Filed: February 16, 2012
    Date of Patent: October 22, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Tirthankar Choudhuri, Dewan Anjali, Amber Gupta, Kathleen Haggerty, Di Xu, Chao Yuan
  • Total structural risk model
    Patent number: 8554666
    Abstract: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
    Type: Grant
    Filed: June 21, 2011
    Date of Patent: October 8, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Tirthankar Choudhuri, Dewan Anjali, Amber Gupta, Kathleen Haggerty, Di Xu, Chao Yuan