Patents by Inventor Dewayne Baker

Dewayne Baker has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic exchange and settlement system for cash letter adjustments for financial institutions
    Publication number: 20070011090
    Abstract: An electronic exchange system is provided for input and processing of cash letter adjustments between financial institutions and their customers. The system includes a central processor or centralized exchange mechanism and established rules and procedures for operation of the exchange and centralized hardware and software that is accessible through internet or intranet connections. Data for cash letter adjustments are entered to the system by means of standardized electronic formats which may be created from a desktop application or through an electronic interface to the user's mainframe case management system. At a predetermined time, the processor completes the settlement of each of the adjustment transactions and sends the settlement requirements to each of the participating banks or financial institutions.
    Type: Application
    Filed: September 11, 2006
    Publication date: January 11, 2007
    Applicant: THE CLEARING HOUSE PAYMENTS COMPANY L.L.C.
    Inventors: Dewayne Baker, Paul O'Toole
  • Electronic exchange and settlement system for cash letter adjustments for financial institutions
    Publication number: 20020128964
    Abstract: An electronic exchange system is provided for input and processing of cash letter adjustments between financial institutions and their customers. The system includes a central processor or centralized exchange mechanism and established rules and procedures for operation of the exchange and centralized hardware and software that is accessible through internet or intranet connections. Data for cash letter adjustments are entered to the system by means of standardized electronic formats which may be created from a desktop application or through an electronic interface to the user's mainframe case management system. At a predetermined time, the processor completes the settlement of each of the adjustment transactions and sends the settlement requirements to each of the participating banks or financial institutions.
    Type: Application
    Filed: March 8, 2001
    Publication date: September 12, 2002
    Inventors: Dewayne Baker, Madeleine Koch, Paul O'Toole