Patents by Inventor Dhiraj Rattan
Dhiraj Rattan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12153567Abstract: A computer method and system for automated storage and retrieval of data utilizes blockchain technology to enhance security and efficiency of data storage and access. When a data object is stored in a data storage system, a corresponding storage address is written onto a blockchain. When the data object is to be retrieved, the storage address is read from the blockchain and the data object is retrieved from the storage location.Type: GrantFiled: December 6, 2020Date of Patent: November 26, 2024Assignee: ABAXX TECHNOLOGIES CORP.Inventors: John Dutchak, Cory Moreira, Dhiraj Rattan, Carlos Korten, Christopher A. Wiklof
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Publication number: 20240146708Abstract: A unified platform may comprise a combination of independent frameworks that have been integrated and configured to collaboratively operate seamlessly. In some aspects, the unified platform may comprise one or more of an authentication and authorization framework, a dynamic user interface framework, a workflow state management framework, a notification and active data loss and prevention (DLP) engine framework, and an orchestration engine framework. Each of the frameworks included in the unified platform may comprise one or more of the plurality of computing devices executing computer-readable program instructions.Type: ApplicationFiled: September 20, 2023Publication date: May 2, 2024Applicant: Citizens Financial Group, Inc.Inventors: Rajesh K. Shah, Arif Sufi, Balamurugan Muthu, Sudip Mukhopadhyay, Deepak Nayak, Michael S. Ruttledge, Dhiraj Rattan, James W. Mitcheson, Nageshwara Rao Chirravuri, Krishna Mopati, Williard D. Stackpole, Kyle R. Berglund, Matthew Eble Darlage, Chris Benz, Christopher D. Elomaa, Brendan Coughlin, Eric Schuppenhauer, Christine Roberts, Ryan Pearson, Jeffrey M. Mayerson, Christopher C. Ebeling
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Patent number: 11818115Abstract: A unified platform may comprise a combination of independent frameworks that have been integrated and configured to collaboratively operate seamlessly. In some aspects, the unified platform may comprise one or more of an authentication and authorization framework, a dynamic user interface framework, a workflow state management framework, a notification and active data loss and prevention (DLP) engine framework, and an orchestration engine framework. Each of the frameworks included in the unified platform may comprise one or more of the plurality of computing devices executing computer-readable program instructions.Type: GrantFiled: July 7, 2023Date of Patent: November 14, 2023Assignee: Citizens Financial Group, Inc.Inventors: Rajesh K. Shah, Arif Sufi, Balamurugan Muthu, Sudip Mukhopadhyay, Deepak Nayak, Michael S. Ruttledge, Dhiraj Rattan, James W. Mitcheson, Nageshwara Rao Chirravuri, Krishna Mopati, Williard D. Stackpole, Kyle R. Berglund, Matthew Eble Darlage, Chris Benz, Christopher D. Elomaa, Brendan Coughlin, Eric Schuppenhauer, Christine Roberts, Ryan Pearson, Jeffrey M. Mayerson, Christopher C. Ebeling
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Publication number: 20230131095Abstract: According to embodiments, a global identity (ID) is generated by receiving a plurality of documents which, in total, only a particular person has ready access, and assigning a global ID to actual name of the particular person. Registration on the blockchain gives others a way to verify that a transaction was signed by the person and sent from the person's personal electronic device by transmitting a challenge message to the person as a digital challenge, and verifying that the person possesses a corresponding private key by responding with an encrypted message that can be decrypted to display the original message.Type: ApplicationFiled: October 11, 2022Publication date: April 27, 2023Inventors: CARLOS W. KORTEN, DHIRAJ RATTAN, CORY MOREIRA
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Patent number: 11468176Abstract: According to embodiments, possession of a private key is replaced with possession of a registered personal electronic device, such as a smartphone, as proof of identity. Registration on a blockchain includes publishing a person's public key and registering the person's IMEI (Hardware ID) Hash, according to an embodiment. Registration on the blockchain gives others a way to verify that a transaction was signed by the person and sent from the person's personal electronic device by transmitting a challenge message to the person as a digital challenge, and verifying that the person possesses a corresponding private key by responding with an encrypted message that can be decrypted to display the original message.Type: GrantFiled: December 6, 2019Date of Patent: October 11, 2022Assignee: PASIG AND HUDSON, PVT LIMITEDInventors: Carlos W. Korten, Dhiraj Rattan, Cory Moreira
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Patent number: 11361296Abstract: Disclosed are various approaches for issuing Department of Defense (DoD) transaction accounts and approving payments with the DoD transaction accounts. A first computing device receives a request from a second computing device for a Department of Defense (DoD) transaction account, the request comprising a DoD identifier. The first computing device then verifies the DoD identifier and issues a new DoD transaction account associated with the DoD identifier in response.Type: GrantFiled: January 13, 2020Date of Patent: June 14, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: Todd W. Oulton, Dhiraj Rattan, Neema K. Uthappa
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Publication number: 20210157797Abstract: A computer method and system for automated storage and retrieval of data utilizes blockchain technology to enhance security and efficiency of data storage and access. When a data object is stored in a data storage system, a corresponding storage address is written onto a blockchain. When the data object is to be retrieved, the storage address is read from the blockchain and the data object is retrieved from the storage location.Type: ApplicationFiled: December 6, 2020Publication date: May 27, 2021Inventors: JOHN DUTCHAK, CORY MOREIRA, DHIRAJ RATTAN, CARLOS KORTEN, CHRISTOPHER A. WIKLOF
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Publication number: 20200184085Abstract: According to embodiments, possession of a private key is replaced with possession of a registered personal electronic device, such as a smartphone, as proof of identity. Registration on a blockchain includes publishing a person's public key and registering the person's IMEI (Hardware ID) Hash, according to an embodiment. Registration on the blockchain gives others a way to verify that a transaction was signed by the person and sent from the person's personal electronic device by transmitting a challenge message to the person as a digital challenge, and verifying that the person possesses a corresponding private key by responding with an encrypted message that can be decrypted to display the original message.Type: ApplicationFiled: December 6, 2019Publication date: June 11, 2020Inventors: CARLOS W. KORTEN, DHIRAJ RATTAN, CORY MOREIRA
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Patent number: 10565578Abstract: A transaction account issuer may obtain receive an application for a transaction account which includes a department of defense identification code. The transaction account issuer may verify the DOD ID number with the DOD. The transaction account issuer may embed the DOD ID number in a transaction instrument which is issued to the consumer. The consumer may use the transaction instrument at a DOD point of sale located at a DOD facility. The DOD point of sale may verify with the DOD that the DOD ID number in the transaction instrument is valid. The DOD may notify the transaction account issuer that the DOD ID number is valid. The transaction account issuer may approve transactions which may have otherwise been denied.Type: GrantFiled: November 17, 2017Date of Patent: February 18, 2020Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Todd W. Oulton, Dhiraj Rattan, Neema K. Uthappa
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Publication number: 20180082274Abstract: A transaction account issuer may obtain receive an application for a transaction account which includes a department of defense identification code. The transaction account issuer may verify the DOD ID number with the DOD. The transaction account issuer may embed the DOD ID number in a transaction instrument which is issued to the consumer. The consumer may use the transaction instrument at a DOD point of sale located at a DOD facility. The DOD point of sale may verify with the DOD that the DOD ID number in the transaction instrument is valid. The DOD may notify the transaction account issuer that the DOD ID number is valid. The transaction account issuer may approve transactions which may have otherwise been denied.Type: ApplicationFiled: November 17, 2017Publication date: March 22, 2018Applicant: American Express Travel Related Services Company, Inc.Inventors: Todd W. Oulton, Dhiraj Rattan, Neema K. Uthappa
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Patent number: 9846869Abstract: A transaction account issuer may obtain receive an application for a transaction account which includes a department of defense identification code. The transaction account issuer may verify the DOD ID number with the DOD. The transaction account issuer may embed the DOD ID number in a transaction instrument which is issued to the consumer. The consumer may use the transaction instrument at a DOD point of sale located at a DOD facility. The DOD point of sale may verify with the DOD that the DOD ID number in the transaction instrument is valid. The DOD may notify the transaction account issuer that the DOD ID number is valid. The transaction account issuer may approve transactions which may have otherwise been denied.Type: GrantFiled: November 17, 2015Date of Patent: December 19, 2017Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Todd W. Oulton, Dhiraj Rattan, Neema K. Uthappa
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Publication number: 20170140359Abstract: A transaction account issuer may obtain receive an application for a transaction account which includes a department of defense identification code. The transaction account issuer may verify the DOD ID number with the DOD. The transaction account issuer may embed the DOD ID number in a transaction instrument which is issued to the consumer. The consumer may use the transaction instrument at a DOD point of sale located at a DOD facility. The DOD point of sale may verify with the DOD that the DOD ID number in the transaction instrument is valid. The DOD may notify the transaction account issuer that the DOD ID number is valid. The transaction account issuer may approve transactions which may have otherwise been denied.Type: ApplicationFiled: November 17, 2015Publication date: May 18, 2017Applicant: American Express Travel Related Services Co., Inc.Inventors: Todd W. Oulton, Dhiraj Rattan, Neema K. Uthappa