Abstract: A real-time system and method for invoking a fraud alert notification to a bank prompted by an abandoned deposit following a denied accelerated funding request for a financial item.

Abstract: A real-time system and method for invoking a fraud alert notification to a bank prompted by an abandoned deposit following a denied accelerated funding request for a financial item.

Abstract: A real-time system and method for determining whether to invoke a fraud alert notification to a bank concerning an account holder or an item issuer following an interim determination that the account holder or item issuer has participated in a fraudulent transaction. An interim determination is updated based in part on bank transaction data received following the interim determination.

Abstract: This invention is directed toward an airtight, refrigerated cosmetics handbag that can be used as a stand alone product or inserted into other, larger handbags. The handbag has a pocket in the top panel into which frozen gel packs can be inserted, so that heat-sensitive cosmetics are cooled from the top. The exterior of the handbag is constructed of heat-shielding and/or heat reflective materials. The inside of the handbag additionally comprises means by which the cosmetics can be retained in a safe but compact form, and, optionally, a bi-directionally modifiable valve through which excess air can be removed subsequent to the cosmetics being placed in the handbag. The handbag can be manufactured in a variety of sizes and shapes, and, preferentially, from recycled materials.