Abstract: The present invention discloses a method for processing parallel data storage and authentication and a terminal. In this case, the method comprises: a data processing thread of a terminal storing data into a corresponding cache area according to a type of the data, wherein the type of the data comprises authentication type and storage type, data of the authentication type is stored in a first cache area, and data of the storage type is stored in a second cache area; a scheduling processing thread of the terminal reading data from the first cache area and the second cache area alternately according to a reading rule associated with the data type, and sending the read data to a smart card of the terminal; and the smart card performing storage or authentication according to the type of the received data.

Abstract: The present invention discloses a method for remote payment based on a mobile terminal. The method includes: an authentication server asking a mobile terminal for a digital certificate, the mobile terminal transmitting an certificate reading instruction to the built-in smart card, and after the smart card exports the stored digital certificate, the mobile terminal transmitting it to the authentication server for certificate registration, and the authentication server sending a signature instruction to the mobile terminal, the mobile terminal transmitting a private key signature instruction to the built-in smart card, the smart card sending out the signature result and the mobile terminal reporting the signature result to the authentication server. The present invention also discloses a system for remote payment based on mobile terminal, a mobile terminal and a smart card.

Abstract: The present invention discloses a method for processing parallel data storage and authentication and a terminal. In this case, the method comprises: a data processing thread of a terminal storing data into a corresponding cache area according to a type of the data, wherein the type of the data comprises authentication type and storage type, data of the authentication type is stored in a first cache area, and data of the storage type is stored in a second cache area; a scheduling processing thread of the terminal reading data from the first cache area and the second cache area alternately according to a reading rule associated with the data type, and sending the read data to a smart card of the terminal; and the smart card performing storage or authentication according to the type of the received data.