Patents by Inventor Diane Shaib Kretschmann

Diane Shaib Kretschmann has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20120271697
    Abstract: Methods and systems are disclosed for using a financial transaction card number system of a payment processing network as part of offer and gift distribution, verification and redemption systems. In an embodiment, a method receives indication of acceptance of an offer from a consumer and initiates processing of consumer payment using a financial transaction card number associated with the consumer. The method sends an intelligent transaction card (ITC) number to be used with a redemption code to purchase products or services contained in the offer. In another embodiment, a system generates and redeems a dynamic gift by requesting a gift code based on controls for the gift. Upon receiving indication that the gift has been redeemed, the system receives the gift code and authorization from a merchant and checks validity of the gift based on the controls. The system approves the gift redemption if the redemption is within the controls.
    Type: Application
    Filed: April 25, 2012
    Publication date: October 25, 2012
    Applicant: MASTERCARD INTERNATIONAL, INC.
    Inventors: Andrea Christine GILMAN, Diane Shaib Kretschmann, Jose-Luis Celorio Martinez, Scott Moser