Abstract: A method for subsidizing and/or reducing the cost of construction at a site that comprises installing an erosion control product on a site, providing advertising space either on or attached to the erosion control product, and using any moneys generated from the advertising space to either subsidize and/or provide cost-sharing benefits to reduce the cost of construction for the site. A device including a silt fence and advertising space is also provided.

Abstract: A method for performing an environmental audit to accompany commercial loan transactions, residential loan transactions, and other loan transactions or review is disclosed. The audit requires the evaluation of the environmental risk associated with a service or piece of real property. Although not all may apply to a given transaction, the evaluation considers the following criteria: property, service operation, current compliance, and future compliance. The report may also include an explanation of any low scores, recommendations, other notes, and a section covering liabilities and limitation. The invention also includes a method to be used by a single environmental auditing firm for employing the disclosed environmental auditing method in all loan transactions generated by one or more financial institutions.