Patents by Inventor Dianna Lyons
Dianna Lyons has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11263691Abstract: Systems and methods for conducting money transfer transactions are provided herein. The systems and methods may include receiving and storing reference fingerprint data associated with a first device. The reference fingerprint data can include reference device usage data corresponding to operation of the first device. Current fingerprint data associated with the first device can also be received. Based on a number of previous transactions performed using the first device, a matching threshold can be retrieved. Using the matching threshold, the current fingerprint data may be verified, thereby enabling the first device to conduct a transaction.Type: GrantFiled: September 8, 2020Date of Patent: March 1, 2022Assignee: The Western Union CompanyInventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
-
Publication number: 20200402050Abstract: Systems and methods for conducting money transfer transactions are provided herein. The systems and methods may include receiving and storing reference fingerprint data associated with a first device. The reference fingerprint data can include reference device usage data corresponding to operation of the first device. Current fingerprint data associated with the first device can also be received. Based on a number of previous transactions performed using the first device, a matching threshold can be retrieved. Using the matching threshold, the current fingerprint data may be verified, thereby enabling the first device to conduct a transaction.Type: ApplicationFiled: September 8, 2020Publication date: December 24, 2020Applicant: The Western Union CompnayInventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
-
Patent number: 10861012Abstract: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected.Type: GrantFiled: July 31, 2018Date of Patent: December 8, 2020Assignee: The Western Union CompanyInventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
-
Patent number: 10552815Abstract: According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.Type: GrantFiled: November 7, 2016Date of Patent: February 4, 2020Assignee: The Western Union CompanyInventors: Rebecca Loevenguth, Evans Mehew, Dave Owen, Dianna Lyons, Scott Paintin
-
Publication number: 20180374092Abstract: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected.Type: ApplicationFiled: July 31, 2018Publication date: December 27, 2018Applicant: The Western Union CompanyInventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
-
Patent number: 10146760Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.Type: GrantFiled: August 20, 2015Date of Patent: December 4, 2018Assignee: THE WESTERN UNION COMPANYInventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
-
Patent number: 10043180Abstract: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected.Type: GrantFiled: September 30, 2010Date of Patent: August 7, 2018Assignee: The Western Union CompanyInventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
-
Patent number: 9754132Abstract: Methods and systems, related to a biometrically secured user input device for conducting a transaction are described. The user input device may comprise a biometric authentication device. At the biometrically secured user input device, a biometric sample may be received from a user. The biometrically secured user input device may transmit the biometric sample, provided by the user, to a host computer system. The host computer system may compare the biometric sample provided by the user to another biometric sample. Handwriting data from the user may then be received by the user input device. The handwriting data may be transmitted to a computer system by the user input device. Transaction data based on the handwriting data may be transmitted from the computer system to a host computer system. The financial transaction may be conducted using the transaction data transmitted to the host computer system from the computer system.Type: GrantFiled: June 23, 2010Date of Patent: September 5, 2017Assignee: The Western Union CompanyInventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
-
Publication number: 20170148008Abstract: According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.Type: ApplicationFiled: November 7, 2016Publication date: May 25, 2017Applicant: The Western Union CompanyInventors: Rebecca Loevenguth, Evans Mehew, Dave Owen, Dianna Lyons, Scott Paintin
-
Patent number: 9489669Abstract: According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.Type: GrantFiled: December 27, 2010Date of Patent: November 8, 2016Assignee: The Western Union CompanyInventors: Rebecca Loevenguth, Evans Mehew, Dave Owen, Dianna Lyons, Scott Paintin
-
Publication number: 20160048495Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.Type: ApplicationFiled: August 20, 2015Publication date: February 18, 2016Applicant: THE WESTERN UNION COMPANYInventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
-
Patent number: 9218510Abstract: Systems and method for a handheld biometrically secured user input device are described. A biometric authentication device may be coupled with a handheld enclosure, the biometric authentication device capable of collecting user authentication information from a user to authenticate the user's identity. A computer-readable storage device may be coupled with the handheld enclosure for storing confidential financial information of the user, wherein access to the confidential financial information is granted only after the user's identity has been authenticated. A sensor may be coupled with the handheld enclosure, capable of capturing the user's handwriting. Also, a communication device may be configured to transmit information gathered with the sensor to a computer system.Type: GrantFiled: June 23, 2010Date of Patent: December 22, 2015Assignee: The Western Union CompanyInventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
-
Patent number: 9141955Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.Type: GrantFiled: June 23, 2010Date of Patent: September 22, 2015Assignee: The Western Union CompanyInventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
-
Publication number: 20130346296Abstract: A method for designating accounts for funds from a check to be deposited is described. The method includes receiving, at a processing center having a processor, a direct deposit government entitlement check from a government entity to be deposited. The check may include an identifier. The method further includes comparing the identifier with a customer database to determine that funds from the check have been designated to be divided into sub-amounts and deposited into a plurality of accounts. Each of the plurality of accounts has account type and an associated expenditure designation. The method then receives a report of a total amount deposited from the check for each type of associated expenditure designation and each account type.Type: ApplicationFiled: June 6, 2013Publication date: December 26, 2013Applicant: The Western Union CompanyInventors: Dianna Lyons, Kellie Norden
-
Patent number: 8473413Abstract: A method for designating accounts for funds from a check to be deposited is described. The method includes receiving, at a processing center having a processor, a direct deposit government entitlement check from a government entity to be deposited. The check may include an identifier. The method further includes comparing the identifier with a customer database to determine that funds from the check have been designated to be divided into sub-amounts and deposited into a plurality of accounts. Each of the plurality of accounts has account type and an associated expenditure designation. The method then receives a report of a total amount deposited from the check for each type of associated expenditure designation and each account type.Type: GrantFiled: December 26, 2012Date of Patent: June 25, 2013Assignee: The Western Union CompanyInventors: Dianna Lyons, Kellie Norden
-
Patent number: 8407144Abstract: Various systems and methods are described for conducting and staging money transfer transactions from a vehicle. The systems and methods may include using a wireless transmitter on board the vehicle for wirelessly communicating with a money transfer system. Also, a user-input device integrated with the vehicle's navigation system, entertainment system, and/or climate system may be used. Using the wireless transmitter, the user-input device may interface with the money transfer system. Also, one or more identity authentication devices may be integrated with the vehicle that collect information to authenticate a user's identity.Type: GrantFiled: March 18, 2010Date of Patent: March 26, 2013Assignee: The Western Union CompanyInventors: Melanie Roberts, Dianna Lyons
-
Patent number: 8355986Abstract: A method for designating accounts for funds from a check to be deposited is described. The method includes receiving, at a processing center having a processor, a direct deposit government entitlement check from a government entity to be deposited. The check may include an identifier. The method further includes comparing the identifier with a customer database to determine that funds from the check have been designated to be divided into sub-amounts and deposited into a plurality of accounts. Each of the plurality of accounts has account type and an associated expenditure designation. The method then receives a report of a total amount deposited from the check for each type of associated expenditure designation and each account type.Type: GrantFiled: June 7, 2007Date of Patent: January 15, 2013Assignee: The Western Union CompanyInventors: Dianna Lyons, Kellie Norden
-
Publication number: 20120166295Abstract: According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.Type: ApplicationFiled: December 27, 2010Publication date: June 28, 2012Applicant: The Western Union CompanyInventors: Rebecca Loevenguth, Evans Mehew, Dave Owen, Dianna Lyons, Scott Paintin
-
Publication number: 20120084206Abstract: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected.Type: ApplicationFiled: September 30, 2010Publication date: April 5, 2012Applicant: The Western Union CompanyInventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
-
Publication number: 20110320352Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.Type: ApplicationFiled: June 23, 2010Publication date: December 29, 2011Applicant: The Western Union CompanyInventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins