Abstract: Embodiments provide a method and a system for conducting merchant-industry mapping based on ambient noise. The method includes receiving a payment transaction request and an audio signal comprising ambient noise in surrounding of a merchant terminal of a merchant. The ambient noise is recorded by the merchant terminal and includes a plurality of sounds. The method includes determining whether the merchant is an aggregated merchant or a non-aggregated merchant. The method includes processing the ambient noise to determine a type of the merchant upon determining that the merchant is the non-aggregated merchant. The method includes mapping the merchant to an industry from a plurality of industries available in the server system based on the type of the merchant. The method further includes storing the mapping of the industry and the merchant in a database associated with the server system.

Abstract: A method for authorization of multiple transactions using a single authentication process is described. The method includes determining that a user is an authorized user based on user credentials associated with the user; authorizing a transaction device identified by the authorized user for future electronic transactions with one or more restrictions; and providing previously stored payment card information associated with a user account of the authorized user for electronic transactions initiated at the authorized transaction device in accordance with the one or more restrictions.

Abstract: Embodiments provide a method and a system for conducting merchant-industry mapping based on ambient noise. The method includes receiving a payment transaction request and an audio signal comprising ambient noise in surrounding of a merchant terminal of a merchant. The ambient noise is recorded by the merchant terminal and includes a plurality of sounds. The method includes determining whether the merchant is an aggregated merchant or a non-aggregated merchant. The method includes processing the ambient noise to determine a type of the merchant upon determining that the merchant is the non-aggregated merchant. The method includes mapping the merchant to an industry from a plurality of industries available in the server system based on the type of the merchant. The method further includes storing the mapping of the industry and the merchant in a database associated with the server system.

Abstract: Embodiments provide methods and server systems for facilitating reward tracking and redemption platform for airline travellers. A method includes receiving, by a server system associated with a payment network, an airline ticket booking notification including a booking information of an airline ticket purchased by a user using a payment card. Using a payment card information, the method includes checking if a Universal Account Number (UAN) is assigned to the user. If yes, the method includes retrieving the UAN. If not, the method includes assigning the UAN to the user. The method includes linking the UAN to the airline ticket. The method includes facilitating a reward tracking and redemption platform that at least includes one or more reward points assigned to the UAN. The one or more reward points are generated based on difference of a baggage weight carried by the user versus the baggage weight allowed by an airline enterprise.

Abstract: A method for use in scheduling waste services, the method including, in at least one processing device, obtaining transaction details indicative of transactions between consumers and merchants, using the transaction details to determine predicted waste volumes within each of a number of geographic areas and generating waste data indicative of the predicted waste volumes in each geographic area, the waste data being used in scheduling waste services.

Abstract: A method for recommending products to a sender for presenting to a recipient includes registering, by a server, first and second payment modes indicative of first and second purchase histories of the first sender and the recipient, respectively. The server determines a set of product categories that maps to the second purchase history and generates a list of products associated with the determined set of product categories. The server filters the generated list based on a set of rules such that a first plurality of products already purchased by the recipient are excluded from the generated list. The server renders a first user interface on a first user device of the sender to display the filtered list that includes one or more products recommended to the sender for presenting to the recipient. The displayed one or more products are selectable by the sender for presenting to the recipient.

Abstract: Embodiments of the present invention can simplify the use of payment cards by capturing or generating an electronic image of a customer's payment card at the time of requesting a payment card transaction, and processing the electronic image to automatically determine required payment card information, including the payment card number, account name, and expiry date printed or otherwise represented on the payment card.

Abstract: A system and a method for transmitting payment card information are provided. The system includes at least one memory including computer program code configured to, with at least one processor, cause the system at least to (i) receive, from a capacitive touch sensor, input signals generated in response to conductive elements of a payment card that is placed on the capacitive touch sensor, the conductive elements disposed on the payment card information present on the payment card, (ii) determine, using th e input signals, an orientation of the payment card that is placed on the capacitive touch sensor, (iii) compare the determined orientation with a reference orientation associated with the payment card, (iv) generate computer-readable payment card information based on the input signals on a condition that the determined orientation corresponds to the reference orientation, and (v) transmit the computer-readable payment card information to a payment processor module.

Abstract: A method for authorization of multiple transactions using a single authentication process is described. The method includes determining that a user is an authorized user based on user credentials associated with the user; authorizing a transaction device identified by the authorized user for future electronic transactions with one or more restrictions; and providing previously stored payment card information associated with a user account of the authorized user for electronic transactions initiated at the authorized transaction device in accordance with the one or more restrictions.

Abstract: A method for authorization of multiple transactions using a single authentication process is described. The method includes determining that a user is an authorized user based on user credentials associated with the user; authorizing a transaction device identified by the authorized user for future electronic transactions with one or more restrictions; and providing previously stored payment card information associated with a user account of the authorized user for electronic transactions initiated at the authorized transaction device in accordance with the one or more restrictions.

Abstract: Embodiments of the present invention can simplify the use of payment cards by capturing or generating an electronic image of a customer's payment card at the time of requesting a payment card transaction, and processing the electronic image to automatically determine required payment card information, including the payment card number, account name, and expiry date printed or otherwise represented on the payment card.

Abstract: A system and a method for transmitting payment card information are provided. The system includes at least one memory including computer program code configured to, with at least one processor, cause the system at least to (i) receive, from a capacitive touch sensor, input signals generated in response to conductive elements of a payment card that is placed on the capacitive touch sensor, the conductive elements disposed on the payment card information present on the payment card, (ii) determine, using th e input signals, an orientation of the payment card that is placed on the capacitive touch sensor, (iii) compare the determined orientation with a reference orientation associated with the payment card, (iv) generate computer-readable payment card information based on the input signals on a condition that the determined orientation corresponds to the reference orientation, and (v) transmit the computer-readable payment card information to a payment processor module.

Abstract: A tracking system, the system including one or more electronic processors, in communication with non-transitory computer readable data storage, which are configured to track a first device by receiving, from a second device, first message data representing a notification that the first device is missing; retrieving, from the data storage, account information associated with the first device; sending, to a payment processing system, second message data representing a tracking request; receiving, from the payment processing system, information associated with a location of the first device; determining, at a tracking server, location of the first device; and sending, to the second device, third message data representing location of the first device to the second device.

Abstract: A method for authorization of multiple transactions using a single authentication process is described. The method includes determining that a user is an authorized user based on user credentials associated with the user; authorizing a transaction device identified by the authorized user for future electronic transactions with one or more restrictions; and providing previously stored payment card information associated with a user account of the authorized user for electronic transactions initiated at the authorized transaction device in accordance with the one or more restrictions.

Abstract: A method and system are proposed for providing recommendations to providers of products in a travel destination, of which products to offer. For a set of consumers for whom travel data indicates that they will in the future travel to the travel destination, transaction level data is used to obtain product preference data which statistically characterizes products the set of consumers prefer. The product preference data is transmitted to product providers in the travel destination in the form of product recommendations. Thus, by offering products according to the recommendations, the product providers can offer products in the travel destination suited to the set of consumers. A particular application is in the case that the product is food, since using the recommendations restaurants can provide dishes matching the tastes of the visitors to the travel destination.