Patents by Inventor Dinesh VIJAYARAGHAVAN

Dinesh VIJAYARAGHAVAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11935002
    Abstract: The system and methods described herein allow users to apply for a purchase of a good from multiple providers using provider specific methodologies for generating offers for the product. For example, the system described herein may include a multi-layer architecture that includes interactive micro-services that communicate together in a bi-directional manner to create a normalized process for the purchase of a good, such as commercial goods/products (e.g. a vehicle) or real property. The micro-services may assess prequalification for a loan or financing for a good, followed by determining eligibility of the good for financing, and further followed by calculating pricing details for loans (e.g. for financing purchase of the good) that would be offered for a consumer's particular financial credentials, for each of a plurality of lenders. Prequalification and pricing may be performed on a good by good basis, or for a plurality of goods near or substantially simultaneously.
    Type: Grant
    Filed: May 22, 2020
    Date of Patent: March 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dinesh Sundaram, Rajaboopathy Vijayaraghavan, Sanjiv Yajnik, Raman Bajaj, Jacques Morel, Trent Jones, Thomas Sickert, Jacob Creech, Alan Ilango, Alex Baird, Vikramaditya Repaka, Hala Salim El-Ali
  • Patent number: 11935003
    Abstract: The system and methods described herein allow users to give their applicant information when seeking to submit an inquiry associated with a product provided by at least one entity, and have various lender microservices run in parallel, segregated by entity, in a jailed and self-contained, autonomous environment. The result of these microservices may be returned as a response to the inquity, being determined autonomously for each respective entity based on one or more respective rule sets or executable logic for each respective entity. Payloads for multiple entities may be combined in a single output from the jailed and self-contained environment due to outputs from the environment being encrypted in a universal format, wherein the outputs are decrypted in a user session in an application, allowing the user to see the results of the respective responses of each of the at least one entity, to their inquiry.
    Type: Grant
    Filed: May 22, 2020
    Date of Patent: March 19, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dinesh Sundaram, Raman Bajaj, Jacques Morel, Sanjiv Yajnik, Trent Jones, Alan Ilango, Jacob Creech, Avijit Sarkar, Rajaboopathy Vijayaraghavan, Ishu Gupta, Thomas Sickert
  • Patent number: 11915196
    Abstract: A self-service lender portal provides lenders with a suite of tools for interacting with a multi-lender architecture configured to provide loan applicants with automated pre-qualification and eligibility evaluation for multiple candidate lenders. The lender portal provides lenders with an interface for uploading rule sets defining lending and eligibility criteria, downloading operational data generated from processing loan applicant information, generating and managing security keys for encryption and decryption of sensitive data, and managing access policies for providing single sign-on by interfacing with the lender's own identity management systems.
    Type: Grant
    Filed: May 22, 2020
    Date of Patent: February 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Dinesh Sundaram, Sanjiv Yajnik, Raman Bajaj, Jacques Morel, Alex Baird, Rajaboopathy Vijayaraghavan
  • Patent number: 11776827
    Abstract: An adapter for a liquid container of a supply system of a wet process module for the treatment of substrates has a container part for fastening to the liquid container and a channel part for fastening to the supply system. The container part has a central opening and a fastening device for fastening the container part to the liquid container. The channel part has a continuous first channel portion and a continuous second channel portion, the first and the second channel portion each opening into the central opening of the container part.
    Type: Grant
    Filed: July 29, 2021
    Date of Patent: October 3, 2023
    Inventors: Michael Braun, Simon Schutzbach, Kader Mekias, Dinesh Vijayaraghavan, Orazio Monteserrato
  • Publication number: 20220037168
    Abstract: An adapter for a liquid container of a supply system of a wet process module for the treatment of substrates has a container part for fastening to the liquid container and a channel part for fastening to the supply system. The container part has a central opening and a fastening device for fastening the container part to the liquid container. The channel part has a continuous first channel portion and a continuous second channel portion, the first and the second channel portion each opening into the central opening of the container part.
    Type: Application
    Filed: July 29, 2021
    Publication date: February 3, 2022
    Inventors: Michael BRAUN, Simon SCHUTZBACH, Kader MEKIAS, Dinesh VIJAYARAGHAVAN, Orazio MONTESERRATO