Abstract: A rub rail for boats and ships including an extruded molding trim fabricated from a rigid plastic material and an extruded insert fabricated from a predetermined plastic material, the molding trim having a longitudinally extending, centrally located recess in an outer top surface of the molding trim to provide laterally spaced apart free end portions at an uppermost top part of the molding trim, and the insert having an arcuately shaped outer top portion. The insert is disposed in the recess of the molding trim so that the outer top portion of the insert engages undersides of each of the free end portions of the molding trim along a first plane, and the outer top surface of the molding trim, as defined by the free end portions, is disposed along a second plane so that the free end portions of the molding trim partially surround the insert to enclose and protect the insert within the recess of the molding trim.