Patents by Inventor Dominic Morea

Dominic Morea has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20190108541
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: October 12, 2018
    Publication date: April 11, 2019
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Patent number: 10102538
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Grant
    Filed: August 4, 2016
    Date of Patent: October 16, 2018
    Assignee: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Patent number: 9824366
    Abstract: Embodiments presented herein generally relate to novel systems and methods for managing electronic coupons. In embodiments, the user uploads one or more coupons into a mobile device. While shopping, the mobile device receives communications from one or more NFC sensors/transmitters associated with one or more products in one or more product displays. The mobile device can determine from information in the communication to which product the communication applies. The mobile device can then search for one or more uploaded coupons that apply to the one or more products. In embodiments, the mobile device alerts the user when one or more of the coupons apply.
    Type: Grant
    Filed: July 8, 2008
    Date of Patent: November 21, 2017
    Assignee: First Data Corporation
    Inventors: Dan Skowronek, Dominic Morea
  • Publication number: 20160343015
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: August 4, 2016
    Publication date: November 24, 2016
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Patent number: 9460447
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Grant
    Filed: January 2, 2014
    Date of Patent: October 4, 2016
    Assignee: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Publication number: 20140195318
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: January 2, 2014
    Publication date: July 10, 2014
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Patent number: 8650071
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Grant
    Filed: May 10, 2010
    Date of Patent: February 11, 2014
    Assignee: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Publication number: 20110276378
    Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.
    Type: Application
    Filed: May 10, 2010
    Publication date: November 10, 2011
    Applicant: First Data Corporation
    Inventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
  • Publication number: 20100010964
    Abstract: Embodiments presented herein generally relate to novel systems and methods for managing electronic coupons. In embodiments, the user uploads one or more coupons into a mobile device. While shopping, the mobile device receives communications from one or more NFC sensors/transmitters associated with one or more products in one or more product displays. The mobile device can determine from information in the communication to which product the communication applies. The mobile device can then search for one or more uploaded coupons that apply to the one or more products. In embodiments, the mobile device alerts the user when one or more of the coupons apply.
    Type: Application
    Filed: July 8, 2008
    Publication date: January 14, 2010
    Applicant: First Data Corporation
    Inventors: Dan Skowronek, Dominic Morea
  • Publication number: 20070143209
    Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.
    Type: Application
    Filed: February 12, 2007
    Publication date: June 21, 2007
    Applicant: FIRST DATA CORPORATION
    Inventors: Dan GERMAN, Dominic MOREA, Henry TSUEI, John DUNCAN, Matt GOLUB
  • Publication number: 20070136189
    Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.
    Type: Application
    Filed: February 12, 2007
    Publication date: June 14, 2007
    Applicant: FIRST DATA CORPORATION
    Inventors: Dan German, Dominic Morea, Henry Tsuei, John Duncan, Matt Golub
  • Publication number: 20070136192
    Abstract: A method for enabling two individual consumers to complete a transaction that includes payment from one consumer (the payor, or buyer) to another consumer (the payee, or seller). An intermediary typically operates the service over a computer network of nodes, such as the Internet. The buyer has the convenience of paying through a variety of different payment instruments. Likewise, the seller has the convenience of receiving payment through a variety of different disbursement instruments. For a fee, the intermediary collects the payment from the buyer and pays the seller. Although the intermediary may receive payment from the buyer before the intermediary transfers the payment to the seller, the intermediary may choose to pay the seller before receiving payment from the buyer. In this case, the intermediary assumes the risk of nonpayment by the buyer.
    Type: Application
    Filed: February 12, 2007
    Publication date: June 14, 2007
    Applicant: FIRST DATA CORPORATION
    Inventors: Dan German, Dominic Morea, Henry Tsuei, John Duncan, Matt Golub
  • Publication number: 20060259388
    Abstract: A merchant account activation system that includes an Internet server that works in conjunction with a master account file operating on a mainframe computer and an expert computer system that is used to configure point-of-sale terminals. Many of the steps of the activation procedure arc performed by a merchant activation routine running on the Internet server, which allows a merchant account may apply for a merchant account during an on-line session conducted with the Internet server. The merchant activation routine obtains application information from the applicant during an on-line session, conducts a credit check and “scores” the application as a credit risk during the on-line session. If the application is approved, the merchant activation routine displays a fee schedule and associated terms and conditions to the applicant for acceptance.
    Type: Application
    Filed: July 25, 2006
    Publication date: November 16, 2006
    Applicant: First Data Corporation
    Inventors: Dominic Morea, George Zirkel, John Duncan, Steven Citarella
  • Publication number: 20060259387
    Abstract: A merchant account activation system that includes an Internet server that works in conjunction with a master account file operating on a mainframe computer and an expert computer system that is used to configure point-of-sale terminals. Many of the steps of the activation procedure arc performed by a merchant activation routine running on the Internet server, which allows a merchant account may apply for a merchant account during an on-line session conducted with the Internet server. The merchant activation routine obtains application information from the applicant during an on-line session, conducts a credit check and “scores” the application as a credit risk during the on-line session. If the application is approved, the merchant activation routine displays a fee schedule and associated terms and conditions to the applicant for acceptance.
    Type: Application
    Filed: July 25, 2006
    Publication date: November 16, 2006
    Applicant: FIRST DATA CORPORATION
    Inventors: Dominic Morea, George Zirkel, John Duncan, Steven Citarella
  • Publication number: 20020120537
    Abstract: A Business to Business (B2B) online registration method to manage transactions over the Internet is disclosed. The B2B system implements the online registration method utilizing a web-enabled interactive database to automate the processing of online registrations of buyers and sellers, verifying credits of the buyers and sellers, generating online account numbers for transactions processing, finalizing the procedural details to manage the transactions between willing buyers and sellers over the Internet and tracking/reporting status of the transactional details as necessary to effectively manage the business.
    Type: Application
    Filed: February 28, 2001
    Publication date: August 29, 2002
    Inventors: Dominic Morea, Julia Campbell, Keshav Talwar, George S. Zirkel