Abstract: A computer-implemented method includes receiving financial activity information associated with a financial account of a user. The financial activity information relates to one or more financial activities of the user. Non-financial activity information relating to the user is received. The non-financial activity information relates to one or more non-financial activities of the user. A financial value is assigned to each of the financial and non-financial activities. A net financial value is determined based on the assigned financial values of each of the financial and non-financial activities, as well as historical net financial values of the user. An alert relating to at least one of the net financial value and the assigned financial values is transmitted to a device of the user.

Abstract: Various systems and methods for authenticating a user are described herein. A system comprises a processor subsystem; and a memory including instructions, which when executed by the processor subsystem, cause the processor subsystem to: receive at a server from a first user device, a first authentication token; receive at the server from a second user device, a second authentication token; authenticate the user based on the first and second authentication tokens; and establish a communication session from the server to the first user device when the user is authenticated.

Abstract: A method includes verifying the identity of an individual. A virtual passport for the individual is created upon verifying the identity of the individual. The virtual passport uniquely identifies the individual. A public/private key pair associated with the individual is generated. The virtual passport is signed with the private key. The signed virtual passport is entered in a public block chain. The signed virtual passport may be retrieved from the public block chain. The authenticity of the signed virtual passport may be determined via the public key.

Abstract: A system implemented on an augmented reality electronic device includes scanning a payment card using the augmented reality electronic device. A user of the payment card is authenticated.

Abstract: Systems and methods of adjusting computing device applications, such as smartphone applications, based on external beacon identifiers are described. Based on the identifier of the beacon detected by the smartphone, the smartphone application communicates with a backend server to receive location-specific information based on the identifier of the detected beacon. The location-specific information includes a location-specific user interface. In some arrangements, the location-specific user interface includes a designated user authentication level that varies from other location-specific user interfaces.

Abstract: Systems and methods of adjusting computing device applications, such as smartphone applications, based on external beacon identifiers are described. Based on the identifier of the beacon detected by the smartphone, the smartphone application communicates with a backend server to receive location-specific information based on the identifier of the detected beacon. The location-specific information includes a location-specific user interface. In some arrangements, the location-specific user interface includes a designated user authentication level that varies from other location-specific user interfaces.

Abstract: A system implemented on an augmented reality electronic device includes scanning an item using the augmented reality device. Financial information is obtained from the scanned item. The financial information and an indication of user authentication are sent to a server computer. A confirmation is displayed on the augmented reality device that a financial transaction using the financial information has been completed.

Abstract: A method includes verifying the identity of an individual. A virtual passport for the individual is created upon verifying the identity of the individual. The virtual passport uniquely identifies the individual. A public/private key pair associated with the individual is generated. The virtual passport is signed with the private key. The signed virtual passport is entered in a public block chain. The signed virtual passport may be retrieved from the public block chain. The authenticity of the signed virtual passport may be determined via the public key.

Abstract: Systems and methods of adjusting computing device applications, such as smartphone applications, based on external beacon identifiers are described. Based on the identifier of the beacon detected by the smartphone, the smartphone application communicates with a backend server to receive location-specific information based on the identifier of the detected beacon. The location-specific information includes a location-specific user interface. In some arrangements, the location-specific user interface includes a designated user authentication level that varies from other location-specific user interfaces.

Abstract: Various systems and methods for authenticating a user are described herein. A system comprises a processor subsystem; and a memory including instructions, which when executed by the processor subsystem, cause the processor subsystem to: receive at a server from a first user device, a first authentication token; receive at the server from a second user device, a second authentication token; authenticate the user based on the first and second authentication tokens; and establish a communication session from the server to the first user device when the user is authenticated.

Abstract: A method implemented on an augmented reality electronic device includes an augmented reality electronic device. A wireless connection is established between the augmented reality device and an automated teller machine (ATM). A user of the augmented reality electronic device is authenticated. After the wireless connection is established and after the user is authenticated, a financial transaction is initiated. Financial information is received from the ATM related to the financial transaction. The financial information is displayed on a display screen of the augmented reality electronic device.

Abstract: A activity monitoring computing system includes a network circuit exchanging information over a network and an evaluation circuit. The evaluation circuit receives, over the network via the network circuit, sensor data from a monitoring device indicative of physiological and movement characteristics of a monitored individual during performance of an assigned task. The evaluation circuit determines productivity information based on a comparison of the physiological and movement characteristics of the monitored individual and expected physiological and movement characteristics associated with the assigned task. The evaluation circuit transmits, over the network via the network circuit, the productivity information to at least one of a display device and the monitoring device.

Abstract: Systems and methods of adjusting computing device applications, such as smartphone applications, based on external beacon identifiers are described. Based on the identifier of the beacon detected by the smartphone, the smartphone application communicates with a backend server to receive location-specific information based on the identifier of the detected beacon. The location-specific information includes a location-specific user interface. In some arrangements, the location-specific user interface includes a designated user authentication level that varies from other location-specific user interfaces.