Abstract: Methods and systems describe providing for the multidimensional assessment and management of cyber risk. First, a digital cyber risk agent is deployed to a number of end points associated with a client. The cyber risk agent is configured to access the end points for cyber risk based on a detection of a number of cyber risk factors along multiple dimensions at the end points. Second, a risk score is generated for each cyber risk factor detected at the end points. Third, the risk score is aggregated for the cyber risk factors to generate an overall risk score for the client. Finally, the system modifies a base insurance premium based on the overall score.

Abstract: Aspects of the disclosure describe systems and methods for providing a combined insurance and assistance product to an insured. Insurance coverage can be provided to the insured for at least one insured loss event in conjunction with assistance services coverage based upon the at least one insured loss event. A base premium for the combined insurance and assistance product can be calculated based at least in part on a premium for the insurance coverage and a premium for the assistance services coverage. Assistance services can include preventive services directed to helping avoid the occurrence of at least one insured loss event and/or rehabilitative services directed to providing assistance after an occurrence of at least one insured loss event.

Abstract: Aspects of the disclosure describe systems and methods for providing a combined insurance and assistance product to an insured. Insurance coverage can be provided to the insured for at least one insured loss event in conjunction with assistance services coverage based upon the at least one insured loss event. A base premium for the combined insurance and assistance product can be calculated based at least in part on a premium for the insurance coverage and a premium for the assistance services coverage. Assistance services can include preventive services directed to helping avoid the occurrence of at least one insured loss event and/or rehabilitative services directed to providing assistance after an occurrence of at least one insured loss event.