Abstract: A computing device can generate an iFrame on a particular website hosted on a server. The computing device can receive payment data from the iFrame corresponding to a transaction on the particular website. The computing device can generate an eToken corresponding to the received payment data. The computing device can transmit the eToken to the server. The computing device can receive transaction data comprising the eToken and non-sensitive payment data corresponding to the transaction from the server. The computing device can determine the received payment data based on authenticating the eToken. The computing device can process the transaction.

Abstract: A tokenization system has a proxy server that is configured to receive a message having a token and a template identifier. The proxy server is configured to store a plurality of templates for indicating how messages are to be processed. When the message with a token is received, the proxy server is configured to decrypt the message and retrieve, from memory, a template identified by the template identifier. The template indicates a location of the token within the message, and the proxy server uses the template to identify the token within the message. The proxy server then replaces the token within the message with data represented by the token and encrypts the message prior to transmitting it to a destination. In some embodiments, the proxy server also processes card-present payment requests based on the plurality of templates.

Abstract: The present disclosure relates generally to communication with payment terminals via TCP/IP protocol. Using network technology and novel processes, in particular embodiments, the present systems and methods facilitate local network discovery and communication between a payment terminal and an electronic cash register (“ECR”) via a browser. For example, in certain embodiments, the present systems and methods leverage TCP/IP network technology to securely facilitate communications between SaaS ECR software running in a browser environment and one or more payment terminals.

Abstract: A computing device can generate an iFrame on a particular website hosted on a server. The computing device can receive payment data from the iFrame corresponding to a transaction on the particular website. The computing device can generate an eToken corresponding to the received payment data. The computing device can transmit the eToken to the server. The computing device can receive transaction data comprising the eToken and non-sensitive payment data corresponding to the transaction from the server. The computing device can determine the received payment data based on authenticating the eToken. The computing device can process the transaction.

Abstract: A system for vaultless tokenization and encryption includes an iframe service for collecting data and a tokenization service for (de)tokenizing and encrypting/decrypting data. The system is accessible to users and partners that submit requests causing various functions to be executed by the system. The functions include, but are not limited to, providing (de)tokenization and/or encryption services, and managing and creating templates for iframe collection, (de)tokenization, and encryption/decryption. A template service facilitates generation of templates that parametrize collection of original data via served iframe elements, tokenization and/or encryption of original data, and detokenizing and/or decrypting tokens to recover original data. An iframe service is configured for providing a virtual terminal, an iframe that provides users direct access to (de)tokenization and/or decryption/encryption services.

Abstract: The present disclosure relates generally to communication with payment terminals via TCP/IP protocol. Using network technology and novel processes, in particular embodiments, the present systems and methods facilitate local network discovery and communication between a payment terminal and an electronic cash register (“ECR”) via a browser. For example, in certain embodiments, the present systems and methods leverage TCP/IP network technology to securely facilitate communications between SaaS ECR software running in a browser environment and one or more payment terminals.

Abstract: The present disclosure relates generally to communication with payment terminals via TCP/IP protocol. Using network technology and novel processes, in particular embodiments, the present systems and methods facilitate local network discovery and communication between a payment terminal and an electronic cash register (“ECR”) via a browser. For example, in certain embodiments, the present systems and methods leverage TCP/IP network technology to securely facilitate communications between SaaS ECR software running in a browser environment and one or more payment terminals.

Abstract: A system for vaultless tokenization and encryption includes an iframe service for collecting data and a tokenization service for (de)tokenizing and encrypting/decrypting data. The system is accessible to users and partners that submit requests causing various functions to be executed by the system. The functions include, but are not limited to, providing (de)tokenization and/or encryption services, and managing and creating templates for iframe collection, (de)tokenization, and encryption/decryption. A template service facilitates generation of templates that parametrize collection of original data via served iframe elements, tokenization and/or encryption of original data, and detokenizing and/or decrypting tokens to recover original data. An iframe service is configured for providing a virtual terminal, an iframe that provides users direct access to (de)tokenization and/or decryption/encryption services.

Abstract: The present disclosure relates generally to communication with payment terminals via TCP/IP protocol. Using network technology and novel processes, in particular embodiments, the present systems and methods facilitate local network discovery and communication between a payment terminal and an electronic cash register (“ECR”) via a browser. For example, in certain embodiments, the present systems and methods leverage TCP/IP network technology to securely facilitate communications between SaaS ECR software running in a browser environment and one or more payment terminals.

Abstract: The present disclosure relates generally to communication with payment terminals via TCP/IP protocol. Using network technology and novel processes, in particular embodiments, the present systems and methods facilitate local network discovery and communication between a payment terminal and an electronic cash register (“ECR”) via a browser. For example, in certain embodiments, the present systems and methods leverage TCP/IP network technology to securely facilitate communications between SaaS ECR software running in a browser environment and one or more payment terminals.

Abstract: The present systems and methods generally relate to parsing encrypted transaction information received from a point of interaction device via a third party entity. Using a unique logic process, the present systems and methods can parse both encrypted and decrypted transaction information, such that the transaction information may be processed for payment authorization. For example, in certain embodiments, the present systems and methods receive a payload (and potentially other information), parse the payload into discrete data components, transmit one or more of the discrete data components to a decryption service, receive decrypted transaction information from the decryption service, and parse the decrypted transaction information into useful components such that payment may be authorized.

Abstract: Systems and methods for facilitating online payments via an HTML document embedded inside another HTML document on a payee website (e.g., an “inline frame” or “iFrame”). Generally, the iFrame permits a payor (e.g., customer, constituent, donor, etc.) to pay for a transaction (e.g., purchase, utilities payment, fine, donation, dues, etc.) on the payee's web site without requiring the payee (e.g., merchant, utilities provider, government entity, non-profit, etc.) to handle the payor's payment data (e.g., credit card information, bank account information, blockchain-based transaction information, etc.). Further, the iFrame permits the payor to pay for a transaction on the payee's website without requiring the payor to leave the payee's website.

Abstract: The present disclosure relates generally to communication with payment terminals via TCP/IP protocol. Using network technology and novel processes, in particular embodiments, the present systems and methods facilitate local network discovery and communication between a payment terminal and an electronic cash register (“ECR”) via a browser. For example, in certain embodiments, the present systems and methods leverage TCP/IP network technology to securely facilitate communications between SaaS ECR software running in a browser environment and one or more payment terminals.