Patents by Inventor Donald E. Kinker

Donald E. Kinker has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 4023013
    Abstract: In an on-line banking system including a central computer and at least one remote terminal, a method of an apparatus for verifying that a holder of an identification card is authorized to complete a transaction at the terminal is disclosed. Account number data are machine read from the card, scrambled, and then compared to secret alphanumeric data, keyboard entered by the card holder at the terminal. The secret alphanumeric data are converted to a digital signal, and the signal is converted into first and second signal portions. The first signal portion is compared to the scrambled account number data. If the comparison is positive, the second signal portion, along with keyboard-entered transaction data and account number data, is transmitted to the central computer.
    Type: Grant
    Filed: December 29, 1975
    Date of Patent: May 10, 1977
    Assignee: Diebold, Incorporated
    Inventor: Donald E. Kinker
  • Patent number: 3949364
    Abstract: A banking system, equipment and operations are provided which dispense cash at an unmanned station from a money vault unit at a remote station to a customer who verifies his identity at the unmanned station. The system and equipment also may accept deposits from the customer at the unmanned station and convey the deposits to a depository unit at the remote station. The unmanned station may be combined in a blank drive-up or walk-up service unit served by a teller located at either the unmanned or the remote station during business hours. The automatic equipment at the unmanned station and the money vault and depository units at the remote station provide maximum security for money or articles handled. Along with this security feature, the automatic equipment does not require the presence of a teller to provide banking services for customers during non-business hours.
    Type: Grant
    Filed: August 2, 1974
    Date of Patent: April 6, 1976
    Assignee: Diebold, Incorporated
    Inventors: Robert W. Clark, Robert P. Barone, Donald E. Kinker
  • Patent number: 3943335
    Abstract: Automatic banking system equipment which presents at a remote customer station a unit enabling a customer to carry out any one of a number of banking services, such as depositing, making payments of various types, transferring funds between accounts, or withdrawing cash.
    Type: Grant
    Filed: September 3, 1974
    Date of Patent: March 9, 1976
    Assignee: Diebold, Incorporated
    Inventors: Donald E. Kinker, Herbert Morello