Patents by Inventor Donald Joseph Cardinal
Donald Joseph Cardinal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11157571Abstract: Embodiments of the present invention provide a system for extracting external website data using generated polymorphic data. The system is configured for receiving an input from at least one of a plurality of entity systems or at least one of a plurality of user computing systems, wherein the plurality of user computing systems and the plurality of entity systems are connected to a first network, wherein the input is associated with at least one third party server, generating random user information, wherein the generated random user information is dynamic, creating polymorphic user profiles based on the generated random user information, accessing the at least one third party server from a second network different from the first network using the polymorphic user profiles, and extracting data associated with the at least one third party server.Type: GrantFiled: July 12, 2018Date of Patent: October 26, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Donald Joseph Cardinal, Shane Edward Asher, Christopher Daniel Birch, Corey Scott Gillespie, Travis John Hicks, Guy Vernon Pearson, Jr., Todd Anthony Smialek, Shannon Sabina Willis
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Patent number: 10972954Abstract: A system for connection channel adaption using robotic automation is provided. The system comprising a first processing device configured to: establish a first communication channel with a user device associated with the user; receive, via the first communication channel, a first user input from the user on the user device for interacting with an entity platform; train a robotic process automation module based on the first user input, wherein the robotic process automation module is trained to execute the first user input on the entity platform via one or more communication channels; based on detecting the termination of the first communication channel, automatically establish the second communication channel with the user device; and execute the first user input on the entity platform, wherein the robotic process automation module simulates the first user input with a user interface by interacting directly with a presentation layer of the entity platform.Type: GrantFiled: January 30, 2020Date of Patent: April 6, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Gerard P. Gay, Donald Joseph Cardinal, Katherine Dintenfass, Jim McCormack, Konstantin Shushkovsky, Chris Stott, Cameron Darnell Wadley
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Patent number: 10868782Abstract: Embodiments provide a system for flagging data transmissions for retention of metadata and triggering appropriate transmission placement. Embodiments receive a plurality of data transmissions represented in a transmission queue; determine that a first data transmission of the plurality of data transmissions is suspicious; and, in response to the determination, automatically flag the first data transmission for retention of metadata associated with the first data transmission. The data transmission may then be placed in an appropriate location.Type: GrantFiled: July 12, 2018Date of Patent: December 15, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Donald Joseph Cardinal, Christopher Daniel Birch, Shane Edward Asher, Travis John Hicks, Todd Anthony Smialek, Shannon Sabina Willis, Guy Vernon Pearson, Jr., Corey Scott Gillespie
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Patent number: 10805342Abstract: Embodiments of the present invention provide a system for automated malfeasance detection. Dedicated communication channels are established between a computing device system of a first entity and a computing device system of a service provider, where the service provider manages, operates, or is otherwise associated with certain web pages. The presence of a malfeasance within one of these web pages of the service provider is detected, and a malfeasance report is generated in response to detecting the malfeasance. This malfeasance report includes an automatic malfeasance remediation action that, when transmitted to the computing device system of the service provider, causes the computing device system of the service provider to automatically execute one or more actions that are responsive to the malfeasance.Type: GrantFiled: July 12, 2018Date of Patent: October 13, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Donald Joseph Cardinal, Christopher Daniel Birch, Shane Edward Asher, Travis John Hicks
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Patent number: 10771485Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel electronic communication security. In this regard, the invention provides dynamic construction and targeting of adaptive simulated malicious electronic communications for unsecure communication identification by a user. The invention configures adaptive simulated malicious electronic communications for interacting with users via user interfaces of the multiple electronic communication media and user devices. Another aspect of the invention is directed to configuring, dynamically and in real time, a simulated malicious electronic communication for one electronic communication medium, based on and in response to, user actions on another simulated malicious electronic communication on another electronic communication medium.Type: GrantFiled: July 12, 2018Date of Patent: September 8, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Donald Joseph Cardinal, Shane Edward Asher, Travis John Hicks, Guy Vernon Pearson, Jr., Christopher Daniel Birch, Shannon Sabina Willis, Todd Anthony Smialek, Corey Scott Gillespie
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Publication number: 20200169933Abstract: A system for connection channel adaption using robotic automation is provided. The system comprising a first processing device configured to: establish a first communication channel with a user device associated with the user; receive, via the first communication channel, a first user input from the user on the user device for interacting with an entity platform; train a robotic process automation module based on the first user input, wherein the robotic process automation module is trained to execute the first user input on the entity platform via one or more communication channels; based on detecting the termination of the first communication channel, automatically establish the second communication channel with the user device; and execute the first user input on the entity platform, wherein the robotic process automation module simulates the first user input with a user interface by interacting directly with a presentation layer of the entity platform.Type: ApplicationFiled: January 30, 2020Publication date: May 28, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Gerard P. Gay, Donald Joseph Cardinal, Katherine Dintenfass, Jim McCormack, Konstantin Shushkovsky, Chris Stott, Cameron Darnell Wadley
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Patent number: 10575231Abstract: Embodiments of the present invention are directed to providing connection channel adaption using robotic automation. The invention leverages a robotic process automation module to generate an operation record based on previous user device input in order to automatically recover and continue a previous interaction with an entity platform conducted over a terminated connection channel. The system automatically establishes a new connection channel upon determining the initial channel termination while retaining previous user input interaction progression within the entity platform. Further, the module may be configured to transform the user input to be compatible with the new connection channel allowing for seamless continuation of the interaction to minimize downtime.Type: GrantFiled: November 3, 2017Date of Patent: February 25, 2020Assignee: BANK OF AMERICA CORPORATIONInventors: Gerard P. Gay, Donald Joseph Cardinal, Katherine Dintenfass, Jim McCormack, Konstantin Shushkovsky, Chris Stott, Cameron Darnell Wadley
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Publication number: 20200021605Abstract: Embodiments of the present invention provide a system for automated malfeasance detection. Dedicated communication channels are established between a computing device system of a first entity and a computing device system of a service provider, where the service provider manages, operates, or is otherwise associated with certain web pages. The presence of a malfeasance within one of these web pages of the service provider is detected, and a malfeasance report is generated in response to detecting the malfeasance. This malfeasance report includes an automatic malfeasance remediation action that, when transmitted to the computing device system of the service provider, causes the computing device system of the service provider to automatically execute one or more actions that are responsive to the malfeasance.Type: ApplicationFiled: July 12, 2018Publication date: January 16, 2020Inventors: Donald Joseph Cardinal, Christopher Daniel Birch, Shane Edward Asher, Travis John Hicks
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Publication number: 20200021606Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel electronic communication security. In this regard, the invention provides dynamic construction and targeting of adaptive simulated malicious electronic communications for unsecure communication identification by a user. The invention configures adaptive simulated malicious electronic communications for interacting with users via user interfaces of the multiple electronic communication media and user devices. Another aspect of the invention is directed to configuring, dynamically and in real time, a simulated malicious electronic communication for one electronic communication medium, based on and in response to, user actions on another simulated malicious electronic communication on another electronic communication medium.Type: ApplicationFiled: July 12, 2018Publication date: January 16, 2020Inventors: Donald Joseph Cardinal, Shane Edward Asher, Travis John Hicks, Guy Vernon Pearson, JR., Christopher Daniel Birch, Shannon Sabina Willis, Todd Anthony Smialek, Corey Scott Gillespie
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Publication number: 20200021546Abstract: Embodiments provide a system for flagging data transmissions for retention of metadata and triggering appropriate transmission placement. Embodiments receive a plurality of data transmissions represented in a transmission queue; determine that a first data transmission of the plurality of data transmissions is suspicious; and, in response to the determination, automatically flag the first data transmission for retention of metadata associated with the first data transmission. The data transmission may then be placed in an appropriate location.Type: ApplicationFiled: July 12, 2018Publication date: January 16, 2020Inventors: Donald Joseph Cardinal, Christopher Daniel Birch, Shane Edward Asher, Travis John Hicks, Todd Anthony Smialek, Shannon Sabina Willis, Guy Vernon Pearson, JR., Corey Scott Gillespie
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Publication number: 20200019645Abstract: Embodiments of the present invention provide a system for extracting external website data using generated polymorphic data. The system is configured for receiving an input from at least one of a plurality of entity systems or at least one of a plurality of user computing systems, wherein the plurality of user computing systems and the plurality of entity systems are connected to a first network, wherein the input is associated with at least one third party server, generating random user information, wherein the generated random user information is dynamic, creating polymorphic user profiles based on the generated random user information, accessing the at least one third party server from a second network different from the first network using the polymorphic user profiles, and extracting data associated with the at least one third party server.Type: ApplicationFiled: July 12, 2018Publication date: January 16, 2020Inventors: Donald Joseph Cardinal, Shane Edward Asher, Christopher Daniel Birch, Corey Scott Gillespie, Travis John Hicks, Guy Vernon Pearson, JR., Todd Anthony Smialek, Shannon Sabina Willis
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Publication number: 20200020059Abstract: A system for detecting and remediating invalid domain name registration requests typically includes a processor, a memory, and an analysis resolution module stored in the memory. The analysis module is typically configured for: receiving a brand submission comprising a brand identifier from a brand custodian; validating the brand submission; storing a brand validation record in a brand database; receiving a domain name registration request for a domain name; comparing the domain name to the brand identifier; determining that the domain name comprises the brand identifier or an imitation of the brand identifier; in response to determining that the domain name comprises the brand identifier or the imitation of the brand identifier, transmitting a notification to the brand custodian; receiving a response to the notification from the brand custodian; and based on the response to the notification from the brand custodian, rejecting or approving the domain name registration request.Type: ApplicationFiled: July 12, 2018Publication date: January 16, 2020Applicant: Bank of America CorporationInventors: Donald Joseph Cardinal, Christopher Daniel Birch, Shane Edward Asher, Travis John Hicks
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Patent number: 10331990Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.Type: GrantFiled: April 19, 2018Date of Patent: June 25, 2019Assignee: Bank of America CorporationInventors: Donald Joseph Cardinal, Julie Kisselburg Johnson, James M. Heddleson, Richard McKinnon, Russell Kendall, Cameron Wadley, Willard H. Waldron, III
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Publication number: 20190141596Abstract: Embodiments of the present invention are directed to providing connection channel adaption using robotic automation. The invention leverages a robotic process automation module to generate an operation record based on previous user device input in order to automatically recover and continue a previous interaction with an entity platform conducted over a terminated connection channel. The system automatically establishes a new connection channel upon determining the initial channel termination while retaining previous user input interaction progression within the entity platform. Further, the module may be configured to transform the user input to be compatible with the new connection channel allowing for seamless continuation of the interaction to minimize downtime.Type: ApplicationFiled: November 3, 2017Publication date: May 9, 2019Inventors: Gerard P. Gay, Donald Joseph Cardinal, Katherine Dintenfass, Jim McCormack, Konstantin Shushkovsky, Chris Stott, Cameron Darnell Wadley
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Publication number: 20180349749Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.Type: ApplicationFiled: April 19, 2018Publication date: December 6, 2018Inventors: Donald Joseph Cardinal, Julie Kisselburg Johnson, James M. Heddleson, Richard McKinnon, Russell Kendall, Cameron Wadley, Willard H. Waldron, III
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Patent number: 9978010Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.Type: GrantFiled: April 25, 2017Date of Patent: May 22, 2018Assignee: Bank of America CorporationInventors: Donald Joseph Cardinal, Julie Kisselburg Johnson, James M. Heddleson, Richard McKinnon, Russell Kendall, Cameron Wadley, Willard H. Waldron, III
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Publication number: 20180012207Abstract: An automated teller machine (ATM) including multiple user screens is provided. The ATM preferably includes an ATM processor, an ATM user information input device and/or an ATM receiver, a customer-facing ATM touch screen configured to display an initial ATM display, an ATM dispenser configured to dispense a cash withdrawal amount in the event that an ATM central processing unit (CPU) receives information relating to a selection of the cash withdrawal amount. The ATM may further include a second, customer-facing, touch screen configured to selectably display an automated teller assist (ATA) display configured to provide a video display of a live teller located at a remote location.Type: ApplicationFiled: July 8, 2016Publication date: January 11, 2018Inventor: Donald Joseph Cardinal
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Patent number: 9858558Abstract: An automated teller machine (ATM) including multiple user screens is provided. The ATM preferably includes an ATM processor, an ATM user information input device and/or an ATM receiver, a customer-facing ATM touch screen configured to display an initial ATM display, an ATM dispenser configured to dispense a cash withdrawal amount in the event that an ATM central processing unit (CPU) receives information relating to a selection of the cash withdrawal amount. The ATM may further include a second, customer-facing, touch screen configured to selectably display an automated teller assist (ATA) display configured to provide a video display of a live teller located at a remote location.Type: GrantFiled: July 8, 2016Date of Patent: January 2, 2018Assignee: Bank of America CorporationInventor: Donald Joseph Cardinal
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Publication number: 20170364788Abstract: Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.Type: ApplicationFiled: April 25, 2017Publication date: December 21, 2017Inventors: Donald Joseph Cardinal, Julie Kisselburg Johnson, James M. Heddleson, Richard McKinnon, Russell Kendall, Cameron Wadley, Willard H. Waldron, III
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Patent number: 9747539Abstract: Aspects of the invention relate to a smart check that includes an OLED display. The smart check may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart check may transmit sensitive data associated with the selected purchasing instrument. The smart check may receive power when it is inserted into a card reader. Inserting the smart check into the card reader may launch an application stored on the smart check. The smart check may store a value. The value may be converted into a currency associated with a location of the smart check.Type: GrantFiled: June 21, 2016Date of Patent: August 29, 2017Assignee: Bank of America CorporationInventors: Russell Kendall, Cameron Wadley, Willard H. Waldron, III, Donald Joseph Cardinal