Abstract: An object that enables electronic commerce is disclosed where the object has a holographic image on security contacts. The security contacts may be in communication with a security element that provides security features. The contacts may be placed in predetermined locations but may be extended to create a complementary identifiable image.

Abstract: Exemplary embodiments provide a transaction card that may have multiple layers contained therein. The layers may include a metal sub-assembly core. The transaction card may be engraved, prior to providing to a cardholder, with a replica of the cardholder's actual signature. Additional items may be personalized upon the transaction card. The transaction card may also be incorporated into a system whereupon the transaction card may be triggered to perform an action such as emitting an audible tone or an electronic communication being sent to the cardholder.

Abstract: Transponder alteration systems and methods are provided for altering the state of a transponder device in the field, the transponder device used by a transponder user. The system may comprise an alteration portion, disposed in a banking system, the alteration portion inputting an alteration request from a user for an additional application to be disposed upon the user's transponder device. The processing of the alteration portion may include (1) accessing a database to retrieve data to process the alteration request; (2) generating an information packet for the user based on the retrieved data, and outputting the information packet to the user; and (3) generating a data packet based on the retrieved data, and outputting the data packet to an interim device, such that the interim device interfaces with the transponder device to transmit the data packet to the transponder device.

Abstract: An object that enables electronic commerce is disclosed where the object has a holographic image on security contacts. The security contacts may be in communication with a security element that provides security features. The contacts may be placed in predetermined locations but may be extended to create a complementary identifiable image.

Abstract: Exemplary embodiments provide a transaction card that may have multiple layers contained therein. The layers may include a metal sub-assembly core. The transaction card may be engraved, prior to providing to a cardholder, with a replica of the cardholder's actual signature. Additional items may be personalized upon the transaction card. The transaction card may also be incorporated into a system whereupon the transaction card may be triggered to perform an action such as emitting an audible tone or an electronic communication being sent to the cardholder.