Abstract: Example apparatus and methods provide a device (e.g., smartphone) that is more secure for electronic commerce. An example device includes a trusted platform module (TPM) that stores a public key and a private key. The device is provisioned with account information, user information, and device information. The TPM uses the account, user, and device information to acquire attestation credentials and endorsement credentials. The device uses the account, user and device information along with the attestation credentials and endorsement credentials to acquire limited use keys (LUKs) that are encrypted with the public key. The LUKs will only be decrypted as needed to support an actual transaction at the time of the transaction. Before decrypting an LUK, the TPM will authenticate a user of the device at the time of the transaction using. for example, a personal identification number (PIN), fingerprint, or other personal information.

Abstract: Example apparatus and methods provide a device (e.g., smartphone) that is more secure for electronic commerce. An example device includes a trusted platform module (TPM) that stores a public key and a private key. The device is provisioned with account information, user information, and device information. The TPM uses the account, user, and device information to acquire attestation credentials and endorsement credentials. The device uses the account, user and device information along with the attestation credentials and endorsement credentials to acquire limited use keys (LUKs) that are encrypted with the public key. The LUKs will only be decrypted as needed to support an actual transaction at the time of the transaction. Before decrypting an LUK, the TPM will authenticate a user of the device at the time of the transaction using. for example, a personal identification number (PIN), fingerprint, or other personal information.

Abstract: The systems and methods provide for configuring and managing resources on a multi-purpose IC card. In one aspect, a user interface (UI) for an application is presented on a display device. A user is enabled via at least one graphical dialog screen of the UI to configure a communicatively coupled IC card. Management of one or more resources on the IC card is facilitated via at least one graphical dialog screen of the UI.

Abstract: The systems and methods provide for configuring and managing resources on a multi-purpose IC card. In one aspect, a user interface (UI) for an application is presented on a display device. A user is enabled via at least one graphical dialog screen of the UI to configure a communicatively coupled IC card. Management of one or more resources on the IC card is facilitated via at least one graphical dialog screen of the UI.

Abstract: A computerized system offers a uniform platform for conducting electronic transactions in multiple different environments. The system includes a portable, multi-purpose, integrated circuit (IC) card and complimentary computer software which enables access and management of resources maintained on the IC card. The software runs on a user's personal computer, empowering the user to initialize the IC card, configure the card with the resources that the user wants to maintain on the card, and to manage those resources. The software enables the user to generate private/public key pairs and establish or change passcodes for access to the card resources. The IC card itself provides the electronic vehicle for securely transporting the user's private keys and certificates without exposing them in plaintext form.

Abstract: A computerized system offers a uniform platform for conducting electronic transactions in multiple different environments. The system includes a portable, multi-purpose, integrated circuit (IC) card and complimentary computer software which enables access and management of resources maintained on the IC card. The software runs on a user's personal computer, empowering the user to initialize the IC card, configure the card with the resources that the user wants to maintain on the card, and to manage those resources. The software enables the user to generate private/public key pairs and establish or change passcodes for access to the card resources. The IC card itself provides the electronic vehicle for securely transporting the user's private keys and certificates without exposing them in plaintext form.