Patents by Inventor Douglas K. Noble

Douglas K. Noble has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • High Compressive Strength Polymer Grout and Method of Making
    Publication number: 20240150242
    Abstract: A three-part epoxy grout composition comprises a liquid epoxy blend, a liquid hardener, and a graded particulate aggregate, wherein the dry aggregate particles are pretreated with an applied adhesion promoter in an amount of 0.01 to 5% by weight. The volume of pretreated aggregate particles, when mixed with the epoxy blend and the hardener, comprises at least 70% by volume of the cured grout. Pretreatment of the aggregate by coating with adhesion promoter allows more efficient use of chemicals along with improved strength. Related methods are also disclosed.
    Type: Application
    Filed: November 8, 2022
    Publication date: May 9, 2024
    Inventors: Lawrence S. Shapiro, Michael K. Harvey, Scott Atom Saverse, Douglas A. Cheney, Zbigniew Andrew Szczepaniak, Brandon Michael Belcher, Paul Matz, Timothy Patrick Fitzgerald, Shawn Thomas Noble
  • Method and system for administering a variable universal life insurance product having a volatility reduction feature
    Patent number: 8175940
    Abstract: A method and system of administering a financial product having a volatility reduction feature comprises providing a life insurance policy having a cash surrender value, creating at least one subaccount associated with the policy, storing a number of accumulation units associated with the subaccount, storing a plurality of accumulation unit values, calculating an average of stored accumulation unit values and using the average to determine a target unit value. The surrender value of the subaccount is periodically determined by multiplying the number of accumulation units by the target unit value. The surrender value of the subaccount is used to periodically determine the cash surrender value of the insurance policy.
    Type: Grant
    Filed: April 3, 2007
    Date of Patent: May 8, 2012
    Assignee: Lincoln National Life Insurance Company
    Inventors: Anthony C. Laudato, Douglas K. Noble
  • Method and System For Administering A Variable Universal Life Insurance Product Having A Volatility Reduction Feature
    Publication number: 20080249810
    Abstract: A method and system of administering a financial product having a volatility reduction feature comprises providing a life insurance policy having a cash surrender value, creating at least one subaccount associated with the policy, storing a number of accumulation units associated with the subaccount, storing a plurality of accumulation unit values, calculating an average of stored accumulation unit values and using the average to determine a target unit value. The surrender value of the subaccount is periodically determined by multiplying the number of accumulation units by the target unit value. The surrender value of the subaccount is used to periodically determine the cash surrender value of the insurance policy.
    Type: Application
    Filed: April 3, 2007
    Publication date: October 9, 2008
    Inventors: Anthony C. Laudato, Douglas K. Noble