Patents by Inventor Douglas L. King

Douglas L. King has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 6148293
    Abstract: An operatively interconnected data processing and computing system is provided for creating, servicing and paying loan agreements between a lender and borrower providing for repayment of the loan together with interest at a periodically adjusted rate based on the terms of the agreement. The system includes data processing for a novel form of relationship management links, supervising and balancing the interests of contractholders, marketing agents, financial intermediaries, investment managers, investment bankers, custodians, rating agencies and an issuing entity.
    Type: Grant
    Filed: October 17, 1997
    Date of Patent: November 14, 2000
    Inventor: Douglas L. King
  • Patent number: 5742775
    Abstract: An operatively interconnected data processing and computing system is provided for creating, servicing and paying loan agreements between a lender and borrower providing for repayment of the loan together with interest at a periodically adjusted rate based on the terms of the agreement.
    Type: Grant
    Filed: January 18, 1995
    Date of Patent: April 21, 1998
    Inventor: Douglas L. King
  • Patent number: 5704045
    Abstract: A system and method of accepting risk through contractual obligations transfers a portion of the risk to investors and includes means for absolute assurance of timely payment to contract holders, and segregation, of the interests of particular investors to specifically identified risks in a risk to capital matching system. The system creates separate ledgers and segregated reserves to tailor particular products for specific needs including transferring difficult to place risks. The system creates agreements which promise payments, based on loss from risks including investment risks. Data processing provides legally segregated relationship management links, supervising and balancing the interests of professionals in a risk transfer and diversification system.
    Type: Grant
    Filed: January 9, 1995
    Date of Patent: December 30, 1997
    Inventors: Douglas L. King, Alasdair G. Barclay, Rockie C. Wellman