Abstract: A cash settlement machine is disclosed comprising a graphics display, operator interface panels, and a controller coupling the operator interface panels to the graphics display. To provide the cash settlement machine with total flexibility in operation, the operator interface panels which provide input signals to the controller include a mechanical keyboard with fixed keys and a touch screen device mounted over the graphics display which shows display keys. The controller includes a graphics generator for displaying the display keys, memory for storing instructions associated with a plurality of operational modes accessed though the display keys, and means for executing those instructions. Preferably, the plurality of modes includes a basic operating mode, a help mode, a directory mode, a diagnostic mode, a reports mode, a screen format mode, and a set-up mode.