Patents by Inventor Douglas Shum

Douglas Shum has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS PROVIDING CUSTOMER REWARDS PROGRAMS
    Publication number: 20120166264
    Abstract: Systems and methods can provide customer rewards programs. Example embodiments can include a rewards program that includes: identifying a rewards program associated with a financial institution to reward a customer of the financial institution; and identifying at least one rewards rule associated with the rewards program that indicates at least one reward to be provided if multiple criteria are satisfied. Upon determining that the criteria are satisfied, a transaction can be generated to provide a reward for the customer.
    Type: Application
    Filed: December 23, 2010
    Publication date: June 28, 2012
    Applicant: FISERV, INC.
    Inventors: Douglas Shum, Jonathan Nordhausen, Cynthe Bailey, Brett Erlandson, Jeremy Wieser