Abstract: A method for real-time ranking of offers for consumer distribution includes: storing a plurality of offer data entries, each entry including an offer identifier and offer data; storing a consumer profile, the profile including data related to a consumer including a consumer identifier and consumer characteristics; storing a plurality of distribution data entries, each entry including data related to an offer previously distributed to the consumer including an offer identifier, offer data, and indication of at least one of: receipt, viewing, and acceptance of the offer; identifying a ranking of the offer data entries based on the respective included offer data, the consumer characteristics, and the offer data and indication included in each of the distribution data entries; and transmitting the offer data included in at least one of the offer data entries based on the rank to a computing device associated with the consumer.

Abstract: A method and system for generating alerts are provided. The system includes a data warehouse configured to receive, for a plurality of financial transactions each using a financial payment card between a merchant and a customer, unique personal account numbers associated with each financial payment card, a transaction reference identifier, and a merchant identifier. The data warehouse is further configured to retrieve historical multi-party payment card transaction information for each personal account number. The system also includes an enterprise marketing platform configured to receive customer safety alert registration information from at least one of a merchant point of sale device, a web interface, and a mobile interface, and a customer contact server configured to receive safety alert information and corresponding customer information and to contact each corresponding customer in response to a safety alert affecting the customer.