Abstract: Methods, systems, and apparatus, including computer programs encoded on computer-storage media, for machine learning model fairness and explainability. In some implementations, a method includes obtaining data relating to a plurality of potential borrowers; providing the data to the trained machine learning model; obtaining, by the trained machine learning model’s processing of the provided data, the one or more outputs of the trained machine learning model; and automatically generating a report that explains the one or more outputs of the trained machine learning model with respect to one or more fairness metrics and one or more accuracy metrics; and providing the automatically generated report for display on a user device.